> > I know it was my fault. But isn't that what insurance is for? To cover
> > accidents, even if they are our fault?
> > I understand your point and have accepted full responsibility for my
> actions,
>
> No you haven't. You expect the Ins Co to cover you anyway. "Accepting full
> responsibility"
> means "YOU PAY".
Actually, I have. To the tune of $20,000. I could have easily lied and not had
to pay out anything, but I knew that it was my fault.
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