> I have called K&K. Have you?
No - I used them as an example - I'm sure that SOMEONE would insure track
time - It might cost a mint....but someone will do it. I have a CP car, so
if I total it, I am only out $7 and a six pack of beer :) No need to insure
it!
> Don't tell me I am pissing and moaning about this. I am trying to
determine an
> actual solution. IF you are aware of one I would love to hear it.
You're right, I should not have insinuated that your pissing and
moaning...you don't appear to be doing so here. I've got a solution, but it
sucks about as much as the original accident: Open Checkbook, buy new
car.....
> And...Why shouldn't insurance companies cover this? Am I not paying my
insurance
> bill? We are conditioned to believe that insurance companies have the
right to
> drop us whenever they want and to not insure us all the time.
I'm guessing that they won't cover it because they specifically exclude
"timed events"....period. They do have the right to drop us at any
time....they are businesses after all! We have the right to not patronize
them as well.....looks like you are showing us all darn good reason NOT to
use progressive!
> I understand your point and have accepted full responsibility for my
actions,
> but I would like to find a solution that allows me autox without worrying
about
> insurance.
>From the other posts - It looks like State Farm might cover what you want.
I'm not trying to rail on you - but people are conditioned to think that
insurance companies just go out to the money tree and get more to pay
claims......you got schnookered (sp?) in the same method many of us might
have as well.....you got prices, thought you could save 5% and entered in to
a contract with them without having reading the policy......and assumed that
they covered auto-x......
Then something bad happens and you find out they don't cover "timed
events".......and auto-x is a timed event. Now if they (Progressive) told
you initially that they DO cover auto-x and now pulled the rug.......go
after them...they deserve it. But, it looks to me like they held up their
end of the bargain per their contract...
DaveW
----- Original Message -----
From: "David Cramer" <dcramer@translationtech.com>
To: "Dave Whitworth" <dave@wcsllc.net>; <autox@autox.team.net>
Sent: Thursday, December 20, 2001 6:15 PM
Subject: Re: autox insurance
> Ouch!
>
>
> They do NOT sell individual autox insurance.
>
> They sell "Event Insurance". This is not what I am seeking.
>
>
> And...Why shouldn't insurance companies cover this? Am I not paying my
insurance
> bill? We are conditioned to believe that insurance companies have the
right to
> drop us whenever they want and to not insure us all the time.
>
> I know it was my fault. But isn't that what insurance is for? To cover
> accidents, even if they are our fault?
>
> I understand your point and have accepted full responsibility for my
actions,
> but I would like to find a solution that allows me autox without worrying
about
> insurance.
>
> David Cramer
> bmw 330ci
> bmw m3
> honda crx si
>
> Dave Whitworth wrote:
>
> > Not to say that insurance companies haven't been party to some big screw
> > jobs....
> >
> > And not to say that it totally sux that you hit a pole and totaled your
> > car...because it does...
> >
> > But.....people in general piss and moan about insurance rates, and are
> > pretty ruthless in finding the cheapest ones.....then expect an event
like
> > autocrossing to be covered under the basic policy?
> >
> > If you want/need coverage while racing, call K&K and get it - I'm sure
there
> > is some type of policy that will do it.....but why you would expect a
> > regular policy to cover this is beyond me!
> >
> > If they cover your loss, that money eventually costs all of us in
> > premiums....and I don't want to pay for your accident which occurred WAY
> > outside the scope of the policy you purchased.....
> >
> > "This is going to cost me serious cash"
> >
> > It should - it was your mistake. Life sucks, but there is a risk in any
> > type of speed event - even autocrossing!
> >
> > And, no I don't work for an insurance company....
> >
> > DaveW
> >
> > ----- Original Message -----
> > From: "David Cramer" <dcramer@translationtech.com>
> > To: <autox@autox.team.net>
> > Sent: Thursday, December 20, 2001 4:55 PM
> > Subject: Re: autox insurance
> >
> > > I DO have progressive and I HAVE hit a pole while autoxing. They will
> > > NOT pay one cent of my car that was totalled. They sent me a letter
with
> > the section # in my insurance
> > > which states that the insurance is NULL in all "timed events" and that
> > > they will not cover this claim.
> > >
> > > The key words here are "timed events". This is how the insurance
> > > companies are going to try to get out of paying your claim.
> > >
> > > /// autox@autox.team.net mailing list
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> > > /// with nothing in it but
> > > ///
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> > > ///
> >
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> > ///
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> > ///
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> > ///
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> > ///
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