Gary....
FWIW - I checked with our Human Resources team earlier this year and =
they said that they would check with our Superannuation/Insurance =
operators.
The outcome was a reply that said I was covered, because they always =
recognised that in any company there would always be a small percentage =
of idiots. If I've got the cover from them, so I'm quite happy for them =
to think of me as an idiot.
The concluding comment was that as there aren't too many people in any =
company indulging in motorsport they are generally a lower percentage =
risk than some of the contact sports, such as rugby.
I know that this isn't a very scientific response, but it probably =
highlights the point that you should ask your employer excatly where you =
stand when indulging in your motorsport hobby.
....Andrew Pursey
----------
From: Gary[SMTP:speckman@coredcs.com]
Sent: Wednesday, 11 December 1996 05:59
To: vintage-race@autox.team.net
Subject: Insurance Question
It is becoming somewhat common for employers Health/Medical insurance to
exclude coverage for injuries resulting from "dangerous" activities or
sports. Often times, specific sports/activities are mentioned, i.e. =
Rock
Climbing, SkyDiving and sometimes even "motorsports".
Is anyone familiar with any studies that give statistics as to the =
relative
"danger" (or saftey) of our sport, Vintage Sports car racing? =20
I think one could make the argument to his/her employer, if such a =
exclusion
endorsement is on their Medical Policy, that our sport may not be more
dangerous than driving a street car on the freeway. But, as always,
documentation would be helpful.
What's out there? Do any of the sanctioning bodies "track" =
injuries/accidents?
Gary Speckman
Team Thicko
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