TRF

["David Smith" <smithde4@home.com>]

I have done business with TRF for several years now and have returned a couple
of items recently. In both cases TRF did not credit to my VISA account but
instead retained my credit amount and applied it to subsequent orders. I
assume they would credit to your card account if you requested it, but am not
certain. In any event I don't regard their practice as dishonest in any way
although it does leave your money in their hands.

Dave

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