Daniel, this is all very interesting, but I have been unable to find an
antique auto insurance company that is willing to deal with my
circumstances. I live in Texas, and as you know, the good car meets are
all either on the East or West coasts, for the most part. I don't
believe in trailering and love to drive my 3, so that is why I have put
8,000+ miles on the car since it went back on the road, after 13 years
off, this past April. The car made it to Rocky Gap, MD and Armagh, PA
before I ran out of vacation. Next year I plan TRA in Ohio, VTR in
Maine and Armagh again, and perhaps CA. Will Hagerty write me a policy
with 8 to 10,000 miles a year useage???? :>)
Russ
TS43694LO
Daniel Elder wrote:
>
> I have been insuring my cars with Hagerty for 3-4 years now with no
> complaint. However, I've not had a claim to test them. Heres some extra
> info:
> 1) The were recently purchased by CNA which is a big, first rate company.
> 2) When I applied, I had to fill out a two page application and send photos.
> The application asked detailed questions about type of use on each car to be
> insured and mileage driven. I told them 1500-2000 miles per year with club
> use as well as occaisional errands and pleasure use. They accepted my
> application based on this info and I have a copy of my application as
> submitted.
>
> Advice: Apply for this insurance. If accepted it will save you a big bundle
> of money. HOWEVER, be very honest about how you will use the car and keep a
> copy of what you told them. I figure as long as I use the car the way I told
> them, they'll have a hard time balking at a claim. If they don't like the
> type of use they should decline to write the policy.
>
> BTW: 2 cars valued at $7500 and $8500 with zero deductible and
> 100,000/300,000 liability casts me $145 per year total.
> Dan Elder
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