On 4/10/98 8:10 PM so and so Steve Byers said. (And I quote)
>State Farm provides the liability coverage on all my cars, so I checked
>with them about insuring my Healey for its true value without a mileage
>limit (they do not provide "classic car" insurance). They will do this,
>with a written, certified appraisal and photographs of the car for their
>file. Plus lots of bucks.
>
>What burns me is that in N.C., in order to keep the personalized plate on
>the car I have to maintain insurance on it. I haven't driven the car
>since September due to an engine rebuild, and am not likely to until next
>September. If I drive my cars one day a month, and they stay in the garage
>the other 29 days, I still have to pay the full amount as if it was a daily
>driver.
I have State Farm in PA. I had the Midget insured by them for 6+ years it
was non-drivable (Wouldn't pass inspection). They charged a lower rate
for the MG cuz it was not driven. When I got it running againThe rate
went up ( not sure of the exact $ figure) It was a second car and our
overall rate was lower for a multi car discount, even with one on blocks.
They have "classic car" coverage but the driving restrictions are
horrible - shows only, or something less than 2000 miles/year. The 78
Midget is now insured as a second car built in 78. Losses for loss, or
damage, are my own. Can't afford better coverage (wife and daughter in
university). All in all I like State Farm ( been with them in various
states for nearly 30 years).
Best of luck
Larry Macy
78 Midget
Larry B. Macy, Ph.D.
macy@bblmail.psycha.upenn.edu
System Manager/Administrator
Neuropsychiatry Section
Department of Psychiatry
University of Pennsylvania
3400 Spruce St. - 10 Gates
Philadelphia, PA 19104
|