As long as we're beating up on insurance companies...
...early in adulthood, lo these many years ago, I was
frustrated that my sports car affliction, my choice of male
sexhood, and my choice of being under the age of 25, were
all punished by the insurance companies with higher rates.
They explained that it was all based on data they contrived
over the years and which justified, to them at least,
charging me a lot of money for my preferances for neat cars,
testosterone and youth. Sort-of a hidden tax on these
things.
But, I pointed out in my frustration and youthful
enthusiasm, you don't charge more for red cars (I had none),
and statistically, red cars are involved in more
accidents/mile than any other color car!
Hard as it may seem to believe, all these years later they
still haven't picked up on the idea. Nowhere on insurance
applications do they ask the color of your car.
So, insurance companies may be pretty good at gouging, but
they also still have a thing or two to learn! Take that!
Cheers,
Reid
1. Still like neat cars
2. Testosterone is still my drug of choice
3. Mostly given up on the youth thing, though (and my rates
went down, too!)
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