Interesting comments, and I don't really disagree, since Calif. has
always marched to its own drummer in more ways that legal,
BUT, I would caution one thing about assuming the policy will pay for
your legal defense.
The caviet here is that if you are one of a body of named parties to a
suit, the legal defense may be predicated upon ideas that are NOT in
fact to your best interests.
I would consider it mandatory, if I were involved in a major suit as a
named party, to obtain my own council, and in most cases, this would not
be paid for by the policy.
Again, as I said, the lawyers smile.
I don't mean that as a slam at the legal profession, it is simply the
way things are with the present legal system.
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