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I assume all insurance companies do the same thing: Their rates depend,
among other things, on how many policies they write for a particular type
of insurance. I tried to price-out Hagerty insurance here in Maine a few
years ago and found their rates 20% higher than, say, AAA because there are
fewer collector car policies written by Hagerty in Maine. More policies
equates to a distributed risk and lower rates...
Dave
On Mon, Nov 9, 2020 at 4:30 PM JOE CURRY <spitlist@cox.net> wrote:
> Probably doesn't hurt to talk directly to an agent. When I get a rise in
> the premiums year to year, a call to their support number has always
> remedied it in my favor.
>
>
> On November 9, 2020 at 1:30 PM bill beecher <notakitcar@yahoo.com> wrote:
>
> Joe,
> Hmmm, I put the TR3 in at $25k, same coverages as Hag, got back $411.
> Bill
>
> #dontkillgrandma
>
> On Nov 9, 2020, at 2:14 PM, JOE CURRY <spitlist@cox.net> wrote:
>
> I am curious how much it comes out to. I insure both of my Spitfires for
> agreed value of $15,000 each for $290.28 a year. That includes Liability,
> Medical, and Uninsured motorist.
>
> Joe
>
> On November 9, 2020 at 12:23 PM bill beecher <notakitcar@yahoo.com>
> wrote:
>
> Joe,
> Just did their calculator for the TR3 using all the same limits as
> Hagerty. CondonSkelly was 4x higher.
>
> Bill
>
> #dontkillgrandma
>
> On Nov 9, 2020, at 1:03 PM, Kinderlehrer <kinderlehrer@comcast.net>
> wrote:
>
> Just one more data point; a guy with a =E2=80=9870=E2=80=99s something Pl=
ymouth backed
> into my TR3 in a parking lot had State Farm. They sent a =E2=80=9Cspecial=
ist=E2=80=9D to my
> house to appraise the damage and he said they would pay something like
> $3,700. I already had an estimate from a restoration shop that was more
> than twice that ( don=E2=80=99t remember the exact numbers). I called Hag=
erty, they
> said to send them pictures of the damage and a copy of the estimate from
> the restoration shop. They approved the repair the same day. I later
> received a check from State Farm for the $3700, I called Hagerty guy back
> and asked him what I should do with it and he said send it back. That=E2=
=80=99s the
> last I heard of it so I don=E2=80=99t know if hagerty got their money bac=
k.
>
>
>
> Also, I really like the Hagerty Drivers club magazine.
>
>
>
> Bob
>
>
>
>
>
> *From:* Triumphs [mailto:triumphs-bounces@autox.team.net] *On Behalf Of *=
Greg
> Lemon
> *Sent:* Sunday, November 08, 2020 7:33 PM
> *Cc:* Triumphs
> *Subject:* Re: [TR] insurance companies
>
>
>
> I had my car with State Farm at a very good rate several years ago (along
> with my other cars and homeowner's insurance), but we switched agents and
> the good rate went away.
>
>
>
> I shopped around and J.C. Taylor was more generous with their driving
> policy, including pleasure drives with the usual club functions, parades,
> that the other classic car insurance companies cover.
>
>
>
> No mileage limits either, though I am pretty sure they ask if you have
> another car you rely on for daily driving, which is pretty standard I thi=
nk.
>
>
>
> Greg Lemon
>
> TR250
>
>
>
> On Sun, Nov 8, 2020, 8:21 PM Thomas Fansher <tfansher@comcast.net> wrote:
>
> I=E2=80=99m in Florida and my independent agent shopped for two =E2=80=9C=
regularly=E2=80=9D cars
> and two Triumphs and I came out ahead with Auto-Owners Insurance. I had
> been with Haggarty for 10+ years and wasn=E2=80=99t unhappy, just got a b=
etter
> quote from a good company. Also, no prior claims.
>
> Tom
>
> Sent from my iPad
>
>
>
> On Nov 8, 2020, at 7:26 PM, James Henningsen <trguy75@gmail.com> wrote:
>
>
>
> I=E2=80=99ve been with Hagerty for 20 plus years and never an issue. Gre=
at
> service and helped me on my accident with the Jag with 5 stars
>
> Jim Henningsen
>
>
>
> On Nov 8, 2020, at 6:22 PM, dave <dave@ranteer.com> wrote:
>
>
>
> Hi, all.
>
>
>
> My old insurance company is getting out of the business so I am looking
> for a new one (I have a month or so before my policy expires). They sold
> the customer list to Hagerty; I may switch to them but I was wondering wh=
o
> else is out there that is a good, responsible insurance company that othe=
rs
> have had good experiences with.
>
>
>
> Thanks!
>
> ** triumphs@autox.team.net **
>
> Donate: http://www.team.net/donate.html
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--0000000000003b7e2f05b3b39267
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<div dir=3D"auto">I assume all insurance companies do the same thing: =C2=
=A0Their rates depend, among other things, on how many policies they write =
for a particular type of insurance. I tried to price-out Hagerty insurance =
here in Maine a few years ago and found their rates 20% higher than, say, A=
AA because there are fewer collector car policies written by Hagerty in Mai=
ne. More policies equates to a distributed risk and lower rates...</div><di=
v dir=3D"auto"><br></div><div dir=3D"auto">Dave</div><div><br><div class=3D=
"gmail_quote"><div dir=3D"ltr" class=3D"gmail_attr">On Mon, Nov 9, 2020 at =
4:30 PM JOE CURRY <<a href=3D"mailto:spitlist@cox.net";>spitlist@cox.net<=
/a>> wrote:<br></div><blockquote class=3D"gmail_quote" style=3D"margin:0=
0 0 .8ex;border-left:1px #ccc solid;padding-left:1ex"><u></u>
=20
=20
=20
<div>
<p>Probably doesn't hurt to talk directly to an agent.=C2=A0 When I g=
et a rise in the premiums year to year, a call to their support number has =
always remedied it in my favor.</p></div><div>
<p><br></p>
<blockquote type=3D"cite">
On November 9, 2020 at 1:30 PM bill beecher <<a href=3D"mailto:notaki=
tcar@yahoo.com" target=3D"_blank">notakitcar@yahoo.com</a>> wrote:=20
<br>=20
<br>Joe,
<div>
Hmmm, I put the TR3 in at $25k, same coverages as Hag, got back $411. =
=C2=A0
<div>
Bill=20
<br>=20
<br>
<div dir=3D"ltr">
#dontkillgrandma
</div>
<div dir=3D"ltr">
<br>On Nov 9, 2020, at 2:14 PM, JOE CURRY <<a href=3D"mailto:spitl=
ist@cox.net" target=3D"_blank">spitlist@cox.net</a>> wrote:=20
<br>=20
<br>
</div>
<div dir=3D"ltr">
I am curious how much it comes out to. I insure both of my Spitfires =
for agreed value of $15,000 each for $290.28 a year. That includes Liabilit=
y, Medical, and Uninsured motorist.=20
<br>=20
<br>Joe=20
<br>=20
<br>
<blockquote type=3D"cite">
On November 9, 2020 at 12:23 PM bill beecher <<a href=3D"mailto:n=
otakitcar@yahoo.com" target=3D"_blank">notakitcar@yahoo.com</a>> wrote:=
=20
<br>=20
<br>Joe,
<div>
Just did their calculator for the TR3 using all the same limits as =
Hagerty.=C2=A0 CondonSkelly was 4x higher.=C2=A0
<div>
<br>
</div>
<div>
Bill=20
<br>=20
<br>
<div dir=3D"ltr">
#dontkillgrandma
</div>
<div dir=3D"ltr">
<br>On Nov 9, 2020, at 1:03 PM, Kinderlehrer <<a href=3D"mailt=
o:kinderlehrer@comcast.net" target=3D"_blank">kinderlehrer@comcast.net</a>&=
gt; wrote:=20
<br>=20
<br>
</div>
<div dir=3D"ltr">
=20
<div>
<p><span style=3D"font-size:11.0pt;font-family:'Calibri'=
,'sans-serif';color:#1f497d">Just one more data point; a guy with a=
=E2=80=9870=E2=80=99s something Plymouth backed into my TR3 in a parking l=
ot had State Farm. They sent a =E2=80=9Cspecialist=E2=80=9D to my house to =
appraise the damage and he said they would pay something like $3,700. I alr=
eady had an estimate from a restoration shop that was more than twice that =
( don=E2=80=99t remember the exact numbers). I called Hagerty, they said to=
send them pictures of the damage and a copy of the estimate from the resto=
ration shop.=C2=A0 They approved the repair the same day.=C2=A0 I later rec=
eived a check from State Farm for the $3700, I called Hagerty guy back and =
asked him what I should do with it and he said send it back. That=E2=80=99s=
the last I heard of it so I don=E2=80=99t know if hagerty got their money =
back.</span></p>
<p><span style=3D"font-size:11.0pt;font-family:'Calibri'=
,'sans-serif';color:#1f497d">=C2=A0</span></p>
<p><span style=3D"font-size:11.0pt;font-family:'Calibri'=
,'sans-serif';color:#1f497d">Also, I really like the Hagerty Driver=
s club magazine.</span></p>
<p><span style=3D"font-size:11.0pt;font-family:'Calibri'=
,'sans-serif';color:#1f497d">=C2=A0</span></p>
<p><span style=3D"font-size:11.0pt;font-family:'Calibri'=
,'sans-serif';color:#1f497d">Bob</span></p>
<p><span style=3D"font-size:11.0pt;font-family:'Calibri'=
,'sans-serif';color:#1f497d">=C2=A0</span></p>
<p><span style=3D"font-size:11.0pt;font-family:'Calibri'=
,'sans-serif';color:#1f497d">=C2=A0</span></p>
<div style=3D"border:none;border-top:solid #b5c4df 1.0pt;padding=
:3.0pt 0in 0in 0in">
<p><strong><span style=3D"font-size:10.0pt;font-family:'Tah=
oma','sans-serif'">From:</span></strong><span style=3D"font-siz=
e:10.0pt;font-family:'Tahoma','sans-serif'"> Triumphs [mail=
to:<a href=3D"mailto:triumphs-bounces@autox.team.net"; target=3D"_blank">tri=
umphs-bounces@autox.team.net</a>] <strong>On Behalf Of </strong>Greg Lemon<=
br><strong>Sent:</strong> Sunday, November 08, 2020 7:33 PM<br><strong>Cc:<=
/strong> Triumphs<br><strong>Subject:</strong> Re: [TR] insurance companies=
</span></p>
</div>
<p>=C2=A0</p>
<div>
<p>I had my car with State Farm at a very good rate several yea=
rs ago (along with my other cars and homeowner's insurance), but we swi=
tched agents and the good rate went away.</p>
<div>
<p>=C2=A0</p>
</div>
<div>
<p>I shopped around and J.C. Taylor was more generous with the=
ir driving policy, including pleasure drives with the usual club functions,=
parades, that the other classic car insurance companies cover.</p>
</div>
<div>
<p>=C2=A0</p>
</div>
<div>
<p>No mileage limits either, though I am pretty sure they ask =
if you have another car you rely on for daily driving, which is pretty stan=
dard I think.</p>
</div>
<div>
<p>=C2=A0</p>
</div>
<div>
<p>Greg Lemon</p>
</div>
<div>
<p>TR250</p>
</div>
</div>
<p>=C2=A0</p>
<div>
<div>
<p>On Sun, Nov 8, 2020, 8:21 PM Thomas Fansher <<a href=3D"=
mailto:tfansher@comcast.net"; target=3D"_blank">tfansher@comcast.net</a>>=
wrote:</p>
</div>
<blockquote>
<div>
<p>I=E2=80=99m in Florida and my independent agent shopped fo=
r two =E2=80=9Cregularly=E2=80=9D cars and two Triumphs and I came out ahea=
d with Auto-Owners Insurance. I had been with Haggarty for 10+ years and wa=
sn=E2=80=99t unhappy, just got a better quote from a good company.=C2=A0 Al=
so, no prior claims.=C2=A0</p>
<div>
<p style=3D"margin-bottom:12.0pt">Tom</p>
<div>
<p>Sent from my iPad</p>
</div>
<div>
<p><br><br></p>
<p style=3D"margin-bottom:12.0pt">On Nov 8, 2020, at 7:26 P=
M, James Henningsen <<a href=3D"mailto:trguy75@gmail.com"; rel=3D"noopene=
r" target=3D"_blank">trguy75@gmail.com</a>> wrote:</p>
</div>
<blockquote>
<div>
<p>=C2=A0<br></p>
<div>
<p>I=E2=80=99ve been with Hagerty for 20 plus years and n=
ever an issue.=C2=A0 Great service and helped me on my accident with the Ja=
g with 5 stars=C2=A0</p>
</div>
<div>
<p>Jim Henningsen=C2=A0</p>
</div>
<div>
<p><br><br></p>
<p style=3D"margin-bottom:12.0pt">On Nov 8, 2020, at 6:22=
PM, dave <<a href=3D"mailto:dave@ranteer.com"; rel=3D"noopener" target=
=3D"_blank">dave@ranteer.com</a>> wrote:</p>
</div>
<blockquote>
<div>
<p>=C2=A0<br></p>
<div>
<p>Hi, all.</p>
<p>=C2=A0</p>
<p>My old insurance company is getting out of the busin=
ess so I am looking for a new one (I have a month or so before my policy ex=
pires).=C2=A0 They sold the customer list to Hagerty; I may switch to them =
but I was wondering who else is out there that is a good, responsible insur=
ance company that others have had good experiences with.</p>
<p>=C2=A0</p>
<p>Thanks!</p>
</div>
<p>** <a href=3D"mailto:triumphs@autox.team.net"; rel=3D"=
noopener" target=3D"_blank">triumphs@autox.team.net</a> **<br><br>Donate: <=
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