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Fw: Insurance coverage

To: "Triumphs" <triumphs@Autox.Team.Net>
Subject: Fw: Insurance coverage
From: "Sumner Weisman" <sweisman@gis.net>
Date: Thu, 23 Apr 1998 11:00:48 -0400


----------
> From: Sumner Weisman <sweisman@gis.net>
> To: Kevin B. Rhodes <krhodes1@maine.rr.com>
> Subject: Re: Insurance coverage
> Date: Wednesday, April 22, 1998 7:09 PM
> 
> Hello Kevin,
> 
> To answer your questions, liability is pretty expensive in Mass., but we
> have one of the highest cost of livings in the country.  I am paying $343
> for $100,000/300,000 plus medical payments, uninsured motorist, property
> damage, etc.  From Condon & Skelly (Phone 800-257-9496) I am buying
> Comprehensive, which covers fire, theft, vandalism, etc. and Collision. 
> This is costing me $49 for my TR-3B, which is valued at $7000.  To
> calculate the cost for your car, the Comp. rate is 0.35 and the Collision
> rate is 0.35.  Multiply these by the car value to determine the cost.
> 
> The limitations are:  2500 miles max. per year; Operator must have at
least
> 5 years driving experience; The car should be mainly driven to shows,
> meets, for testing, parades, etc.  They state that you should not use it
> for general transportation such as work, shopping, etc.  Also, it must be
> kept in a garage.
> 
> Hope this helps.  Gawd -- I hate insurance!
> 
> Sumner Weisman
> Framingham, Mass.
> 62 TR3-B
> 
> ----------
> > From: Kevin B. Rhodes <krhodes1@maine.rr.com>
> > To: Sumner Weisman <sweisman@gis.net>
> > Subject: Re: Insurance coverage
> > Date: Wednesday, April 22, 1998 5:47 PM
> > 
> > Sumner, I read this with interest! This is exactly what I would like to
> do
> > with
> > my car. Here in Maine I can get liability only for about $75 / year for
> the
> > Spit., but I have been unable to find a reasonably non-restrictive
policy
> for
> > collision and comprehensive. What are the limitations on the policy,
and
> for
> > what value did you insure your car? Thanks for the info!
> > 
> > -Kevin Rhodes
> > Freddy the Spitfire
> > 
> > 
> > At 09:45 AM 4/22/98 -0400, you wrote:
> > >
> > >Thanks to everyone who provided feedback on Condon & Skelly, the
company
> > >that insures classic cars.  Here's the end of the story:
> > >
> > >I called them, and unfortunately, they don't sell liability insurance
in
> > >Massachusetts.  (This state has strange insurance laws).  They do sell
> > >comprehensive (fire, theft, vandalism) and collision here.  Therefore,
I
> am
> > >keeping my liability with my regular carrier that insures my other
cars.
> > >($340!)   I am also purchasing comprehensive and collision from Condon
&
> > >Skelly at $42 per year.
> > >
> > >Life is full of compromises.
> > >
> > >Sumner Weisman
> > >Framingham, Mass.
> > >62 TR3-B
> > >  

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