Ed, Ed, Ed, Ed ...
>Even "disassembled" it will NOT go down!! It's ain't no J*p piece o'sh*t,
>nor Irish, nor US - where ALL of new cars create a "hit in the pocket
book".
Careful with the Irish comments ... Anyway, do the Irish build cars, or
just blow them up? :)
>Then YOU are falling (at a HIGH rate of speed) into a "insurance lull".
>The car HAS "appreciated", the parts have "appreciated", your labor value
has
>"appreciated".
I have replacement value insurance on the contents of my home, so as long as
I don't install those parts, they are insured for replacement value, but, I
assume that once installed on the car, regardless of what I spend, I can
only get appraised value for the car. I don't think that it is wise to pay
for an appraiser to come re-evaluate my car when most of it is in boxes or
on shelves and the rusted out panels are showing. ???
>Just explain to me how you are gonna replace the car, the labor, the parts;
>when car is UNDER insured (please)!!
It's not just the dollars, Ed. The labour is the love and the passion. The
car will always be mine, unless it is stolen. The parts will be replaced
the same way as now. I'm not planning to have an accident, you know?
>Robert, IMVHO, your $4500 would SUCK!! for a check with the note
>"Claim Paid In Full as per Policy #............." !!
I wouldn't get the whole amount, because I told them that it would never be
written off in an accident, because I would pay the salvage value to keep
the car and, since 'shells' are available, I wasn't about to let her die.
So, I would have about $4000 to buy parts and still have the title to a RHD
Sprite.
Robert Duquette
Ottawa ON Canada
http://www3.sympatico.ca/robertduquette
RobertDuquette@Sympatico.ca
'65 RHD BRG Sprite
-----Original Message-----
From JustBrits at aol.com <JustBrits@aol.com>
To: RobertDuquette@sympatico.ca <RobertDuquette@sympatico.ca>
Cc: spridgets@autox.team.net <spridgets@autox.team.net>
Date: June 3, 2000 8:04 PM
Subject: Re: Insurance =) or =(
>In a message dated 06/03/2000 6:36:50 PM Central Daylight Time,
>RobertDuquette@Sympatico.ca writes:
>
><< You're slipping! >>
>
>NOPE, Robert. Wanted to make SURE you got a least one!!<G>
>
><< I got 2 copies of this! ( You did a 'reply to all'. )>>
>
>Had it been on the "mgs" List, would been three!! Doubling up again!
>
><< Actually, I'm guessing that my car is currently worth less ( not
worthless
>)
> than originally appraised, given it's disassembled state.>>
>
>Even "disassembled" it will NOT go down!! It's ain't no J*p piece o'sh*t,
>nor Irish, nor US - where ALL of new cars create a "hit in the pocket
book".
>
> <<Mind you, I have paid out more dollars than it is insured for >>
>
>Then YOU are falling (at a HIGH rate of speed) into a "insurance lull".
>The car HAS "appreciated", the parts have "appreciated", your labor value
has
>"appreciated".
>
>Just explain to me how you are gonna replace the car, the labor, the parts;
>when car is UNDER insured (please)!!
>
>KEY word here, folks, is REPLACE!! If my own case, no, Hortense CANNOT be
>"replaced". BUT, if there was a MAJOR catastrophic
>prob. - I get a check for what it would cost to buy a car and return to
level
>of what she is AS OF TODAY, not when I "stole" her, not when I fixed her,
>etc..
>
>Robert, IMVHO, your $4500 would SUCK!! for a check with the note
>"Claim Paid In Full as per Policy #............." !!
>
>And with this note, as well as the (...you're slipping...reply to all...)
>one, actually I had hit just reply. Had to go back ad add the List.
>(so there<G>)!!
>
>Cheers...............
>
> Ed
>
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