<SGHT@aol.com> wrote:
>
> As an aside, make sure you have adequate liability limits also. I have a
> friend who lost everything he had after a simple car accident and he had
> $100,000 liability coverage! A child was badly injured in the other car, with
> no car seat, and a 40 mph accident, and the jury awarded the parents $1.2
> million!
Many years ago, my wife need to transport students in our personal car, and
I was active in my son's cub scout troop. That's when we discovered the
"Umbrella Policy". It not a cure all, but for a couple of hundred a year (if
that
much) we are covered for up to a million bucks on personal liability (and
that's
after any other coverage is used up). Never had to use it, but it's nice to
know
it's there.
Tim Mullen
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