In a message dated 12/13/01 6:11:17 PM Eastern Standard Time,
jniolon@WANS.NET writes:
> I've got about $13k invested so far and a fire
> would wipe it out completely... I know a lot of you are
> building/restoring/fixing some type of vehicle and some must be in non
> operational condition..... what are you guys doing for insurance on a
> uncompleted truck/car/tractor/racecar/.... project ???
- - - - - - - - - - -
Some homeowners insurance will cover parts and non-registered vehicles, but
be sure the truck is covered for its full value. On the surface, a 1953
pickup truck ain't worth 50 bucks, so what do you expect an insurance
adjuster will pay?
Check out collector car insurance. I have Hagerty insurance on my MG Midget.
It is insured for an agreed value of $5000. If it is totalled, they cut me
a check for $5000 and it is a done deal. They also include coverage on extra
parts, and the restrictions on driving the car are very loose. I pay $99 a
year for the coverage.
Check them out at www.hagerty.com. Remember, whatever insurance you get, you
want an AGREED value policy, NOT a STATED value policy.
Allen Hefner
Philly Region SCCA Rally Steward
'77 MG Midget
'75 MG Midget "The Project"
'92 Mitsubishi Expo LRV Sport
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