I have American Family for both of my LBC's -- same as my daily drivers,
homeowner's and umbrella policy. The 79 MGB is a bit over $120/yr for full
coverage and the 72 Midget is $11.20/yr for comp as it is awaiting
restoration.
These rates are good, but the service is what gets me to stay with them.
About 10 years ago I had a Mustang convertible with which my better half
lost a fight with a large truck. The adjuster called me and said it was
about $900 short of totalled and asked me if I wanted it back. I didn't
with this much damage. He then said that he could see that it was in very
good shape, he told me what blue book was and asked how much I wanted for
it. I asked $1000 over blue book and he didn't bat an eye (damn, should
have said $2000). He said that was fine and I had a check in a couple of
days. That, my friends, is what a good insurance company does.
My rates are very good, but you couldn't pry me away with lower rates!
Larry Daniels
79 MGB LE
72 Midget
"You only need two tools: WD-40 and Duct Tape. If it
doesn't move and should, use the WD-40. If it
shouldn't move and does, use the duct tape."
----- Original Message -----
From: "Frank Kajewski" <frankk@intap.net>
To: "MG List" <mgs@autox.team.net>
Sent: Wednesday, February 23, 2005 8:37 AM
Subject: Classic Auto Insurance
I am aware this topic has been exhaustively debated on here but as usual
since
I was not interested at the time I neglected to pay close attention. Now
that
my classic auto insurance is due for renewal I am looking for the best deal.
I
have been with Great American Life for 15 years but the rates have inched up
over the years and my bill for next year will be $250, where at one time it
was just over $100. I have my 80 MGBLE and 64 B on the policy with low
values
($7K and $6K respectively) to save a few bucks. There is a 3000 mile limit
per
vehicle per year and there is no collision provision, just liability. In
other
words all I have is the coverage mandated by Rhode Island law so I am in
compliance. Does anyone know of other companies offering better rates?
Frank Krajewski
|