Our local British Sports Car Club just purchased insurance similar to the
coverage AHCA offers. Cost was about $1300 to cover a club with 80 members. It
was a very divisive issue among the club members with some members actually
quitting the club because they were so opposed to the expenditure. They claimed
it
took the fun out of the club and insurance made the club too complicated and
was too expensive. Problem was no one wanted to be an officer or organizer of
an event without liability protection so the club was doomed for failure
without coverage.
Jim Werner
In a message dated 8/21/05 1:07:15 PM Eastern Daylight Time,
glemon@neb.rr.com writes:
A couple of people have posted to the list about what the advantages or
purposes of a national club or clubs are. One thing I do not recall being
mentioned is insurance. I believe our chapter of the Austin Healey Club of
America (the Flatwater Austin Healey Club) benefits from the national club's
insurance, so if someone is injured or liability is otherwise incurred at a
local club event there is an insurance policy to protect the local club and
club members from individual liability.
I am not sure if this has any bearing on pros and cons of the merging of
clubs, but it is a very important bonus to being affiliated with a national
club, as I am sure getting insurance for a local chapter would be expensive
and maybe difficult to obtain as well.
Greg Lemon
54 BN1
Thanks,
Jim Werner
Louisville, KY
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