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Re: autox insurance

To: Andrew Schmiechen <aschmiechen@discovercolor.com>
Subject: Re: autox insurance
From: "matthew c. mead" <mmead-autox@goof.com>
Date: Thu, 20 Dec 2001 11:19:21 -0500
On Thu, Dec 20, 2001 at 10:00:54AM -0600, Andrew Schmiechen wrote:
> With that said, though, the most important thing to do is read your policy
> limitations.  For instance, I believe Progressive's policy states that you
> are not covered in ANY competitive event.  If the policy doesn't state it in
> the limitations, then the insurance company legally has to cover you.

I have read my progressive policy many times and can find no
mention of competition, racing, etc.  Do you know where this is
in the document?

> Of course, after they cover your claim, they do have the option to drop you
> as well.

And almost certainly will.

> From talking with people at Allstate, my carrier, I've been told that my
> vehicle is covered during parking lot autocross, on track lapping days and
> drivers education events.

I could not get Progressive to confirm whether I was covered or
not.  I was pushed around from agents to claims to claims
managers.  No one wanted to answer me.  My final guess was that I
was probably covered and they didn't want to say it.  I could
find nothing in the policy about it.


-matt

-- 
matthew c. mead

http://www.goof.com/~mmead/

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