> From: Jonathan Roberts <jorober5@vt.edu>
> So, does anyone have any direct experience with either State Farm or USAA
> with regard to an autocross claim?
Unfortunately, I have had to deal with this stuff. I have USAA
insurance and I live in Texas if it makes a difference. USAA totally
covered everything and my premium hardly went up. I still have
premiums lower than some of my co-workers with no claims/tickets. I
got my check promptly too.
When you talk to USAA, have the rulebook with you. Quote them
the blurb in the book about how autox is a non-speed driver's skill
event. Assuming that the accident happened on private property, make
sure they understand that. The worker I spoke with kept asking me
what intersection the accident happened at.
Assuming that SCCA knows about the incident, you might seek
advice from Risk Management. They might be able to tell you which
industry buzzwords to avoid. By all means avoid the R word!! We
absolutely do not _race_. We participate in a 100% legal non-speed
driver's skill event.
Now stuffing skeletons back into the closet, :-(
Mike Lowe mikelowe@phoenix.net http://www.phoenix.net/~mikelowe
'96 Miata R (B Stock autocrosser)
'94 Miata (CSP and rising -- future turbo car)
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