Not him again... (preload)

["Ronald A. Dowty" <rdowty@dowtyenterprises.com>]

Ok here's another question. This car is fighting me all the way here.
I'm trying to set the preload on my front hubs. The manual says to
tighten the bolt until you feel resistance and back off one flat on the
nut and you're done. My problem is that I'm getting resistance in a
hurry and I haven't even completely uncovered the hole to run the cotter
pin through.
 
Cold and tired and wanted to get the front wheels on tonight...