Subject: [Tigers] Insurance

From: Paul Sheahan via Tigers <[email-masked]>
Date: Sat, 17 Apr 2021 08:57:27 -0400

Tigers Owners,
     I need to change my insurance on my Tigers.  I am currently with Nationwide.  Any suggestions would be appreciated including any experience with claims.  
Thanks,
Paul
Sent from my iPad
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From: Tom Parker via Tigers <[email-masked]>
Date: Sat, 17 Apr 2021 09:18:06 -0400

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Both Grundy and Haggarty specialize in "collector cars." I use Grundy, have
never had a claim.

Tom
'67 Mark 2

On Sat, Apr 17, 2021 at 8:57 AM Paul Sheahan via Tigers <
[email-masked]> wrote:

> Tigers Owners,
>      I need to change my insurance on my Tigers.  I am currently with
> Nationwide.  Any suggestions would be appreciated including any experience
> with claims.
> Thanks,
> Paul
> Sent from my iPad
> Donate: http://www.team.net/donate.html
> Unsubscribe:
> http://autox.team.net/mailman/options/tigers/[email-masked]
>
>
>

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<div dir=3D"ltr">Both Grundy and Haggarty specialize=C2=A0in &quot;collecto=
r cars.&quot; I use Grundy, have never had a claim.<div><br></div><div>Tom<=
/div><div>&#39;67 Mark 2</div></div><br><div class=3D"gmail_quote"><div dir=
=3D"ltr" class=3D"gmail_attr">On Sat, Apr 17, 2021 at 8:57 AM Paul Sheahan =
via Tigers &lt;<a href=3D"mailto:[email-masked]">[email-masked]=
et</a>&gt; wrote:<br></div><blockquote class=3D"gmail_quote" style=3D"margi=
n:0px 0px 0px 0.8ex;border-left-width:1px;border-left-style:solid;border-le=
ft-color:rgb(204,204,204);padding-left:1ex">Tigers Owners,<br>
=C2=A0 =C2=A0 =C2=A0I need to change my insurance on my Tigers.=C2=A0 I am =
currently with Nationwide.=C2=A0 Any suggestions would be appreciated inclu=
ding any experience with claims.=C2=A0 <br>
Thanks,<br>
Paul<br>
Sent from my iPad<br>
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From: "Dr. T. Y. McDowell" <[email-masked]>
Date: Sat, 17 Apr 2021 09:37:34 -0400 (EDT)

I've used Grundy for years.  I've never had a claim.

Tym McDowell
> On 04/17/2021 8:57 AM Paul Sheahan via Tigers <[email-masked]> wrote:
> 
>  
> Tigers Owners,
> Unsubscribe: http://autox.team.net/mailman/options/tigers/[email-masked]

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From: Bob Wanty via Tigers <[email-masked]>
Date: Sat, 17 Apr 2021 13:36:56 -0400

I use Grundy for my Porsche and Tiger no claims yet.

Sent from my iPhone

> On Apr 17, 2021, at 9:39 AM, Dr. T. Y. McDowell <[email-masked]> wrote:
> 
> Unsubscribe: http://autox.team.net/mailman/options/tigers/[email-masked]
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> 

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From: James Lindner <[email-masked]>
Date: Sat, 17 Apr 2021 13:43:25 -0400

Paul

I use Hagerty. I have had one claim for some paint damage I caused through my own stupidity. They paid the claim without question. Yes, Hagerty does give TEAE members a 5% discount.

Jim L.

Sent from my iPad

> On Apr 17, 2021, at 12:34 PM, Paul Sheahan via Tigers <[email-masked]> wrote:
> 
> Tigers Owners,
> Unsubscribe: http://autox.team.net/mailman/options/tigers/[email-masked]
> 
> 

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From: Dave Barakat via Tigers <[email-masked]>
Date: Sat, 17 Apr 2021 13:29:34 -0700

I have used Hagerty for all of my classics including my Tiger for many years.  They are great and very easy to interface with.

> On Apr 17, 2021, at 10:43 AM, James Lindner <[email-masked]> wrote:
> 
> Paul
> 
> Unsubscribe: http://autox.team.net/mailman/options/tigers/[email-masked]
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From: Jay via Tigers <[email-masked]>
Date: Sat, 17 Apr 2021 13:45:28 -0700

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I=E2=80=99ve posted these thoughts here before.  Might as well do it =
again:

(1)  Be sure you know what kind of insurance you are getting: stated =
value or agreed value.  Stated value means you say the value, and they =
bill you premiums at that rate, but in a loss situation, they can still =
argue with you about the value (within limits).  Agreed value is that =
they are agreeing that is the value, and if you have a loss, there is no =
haggling on value.  I=E2=80=99m not saying stated value is bad.  I=E2=80=99=
m just saying be sure you know what you are getting - and don=E2=80=99t =
assume it is agreed value.

(2)  Be sure to know what the limits are for your use of the car.  Some =
of the classic policies will not cover you if you have a loss while in a =
hardware store parking lot, or in driving to work, or letting your less =
than 25 year old son or daughter drive it.  Those all killed it for me =
for my uses.  I decided it was better to be under insured than uninsured =
for my uses.  When I spoke to ALL the companies, they all had some form =
of limitation that I wasn=E2=80=99t willing to live with.

A buddy of mine has an XK140 and he drives it to work all the time.  =
Good for him.  But he says if he ever gets in an accident or its stolen, =
he will tell the insurance company he drove it to work that day because =
he was taking it to the shop.  That might be fine for him.  But again, =
I=E2=80=99d rather be underinsured than insurance fraud.

(3)  All of the companies require that you have another car of less than =
15 years old.  And for all drivers.  You may have that.  I actually =
don=E2=80=99t.  My wife has a newer car.  But that didn=E2=80=99t count.

On Apr 17, 2021, at 6:37 AM, Dr. T. Y. McDowell <[email-masked]> =
wrote:

Tym McDowell
> On 04/17/2021 8:57 AM Paul Sheahan via Tigers <[email-masked] =
>=20
>=20
> Tigers Owners,
>     I need to change my insurance on my Tigers.  I am currently with =
Nationwide.  Any suggestions would be appreciated including any =
experience with claims. =20
>=20
>=20
> Archive: http://www.team.net/pipermail/tigers =
http://autox.team.net/archive
>=20
> Unsubscribe: =
http://autox.team.net/mailman/options/tigers/[email-masked] =
<http://autox.team.net/mailman/options/tigers/[email-masked]>
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<html><head><meta http-equiv=3D"Content-Type" content=3D"text/html; =
charset=3Dutf-8"></head><body style=3D"word-wrap: break-word; =
-webkit-nbsp-mode: space; line-break: after-white-space;" =
class=3D"">I=E2=80=99ve posted these thoughts here before. &nbsp;Might =
as well do it again:<div class=3D""><br class=3D""></div><div =
class=3D"">(1) &nbsp;Be sure you know what kind of insurance you are =
getting: stated value or agreed value. &nbsp;Stated value means you say =
the value, and they bill you premiums at that rate, but in a loss =
situation, they can still argue with you about the value (within =
limits). &nbsp;Agreed value is that they are agreeing that is the value, =
and if you have a loss, there is no haggling on value. &nbsp;I=E2=80=99m =
not saying stated value is bad. &nbsp;I=E2=80=99m just saying be sure =
you know what you are getting - and don=E2=80=99t assume it is agreed =
value.</div><div class=3D""><br class=3D""></div><div class=3D"">(2) =
&nbsp;Be sure to know what the limits are for your use of the car. =
&nbsp;Some of the classic policies will not cover you if you have a loss =
while in a hardware store parking lot, or in driving to work, or letting =
your less than 25 year old son or daughter drive it. &nbsp;Those all =
killed it for me for my uses. &nbsp;I decided it was better to be under =
insured than uninsured for my uses. &nbsp;When I spoke to ALL the =
companies, they all had some form of limitation that I wasn=E2=80=99t =
willing to live with.</div><div class=3D""><br class=3D""></div><div =
class=3D"">A buddy of mine has an XK140 and he drives it to work all the =
time. &nbsp;Good for him. &nbsp;But he says if he ever gets in an =
accident or its stolen, he will tell the insurance company he drove it =
to work that day because he was taking it to the shop. &nbsp;That might =
be fine for him. &nbsp;But again, I=E2=80=99d rather be underinsured =
than insurance fraud.</div><div class=3D""><br class=3D""></div><div =
class=3D"">(3) &nbsp;All of the companies require that you have another =
car of less than 15 years old. &nbsp;And for all drivers. &nbsp;You may =
have that. &nbsp;I actually don=E2=80=99t. &nbsp;My wife has a newer =
car. &nbsp;But that didn=E2=80=99t count.</div><div class=3D""><br =
class=3D""></div><div class=3D""><br class=3D""></div><div class=3D""><br =
class=3D""></div><div class=3D""><br class=3D""></div><div class=3D""><br =
class=3D""></div><div class=3D""><div><br class=3D""><div class=3D"">On =
Apr 17, 2021, at 6:37 AM, Dr. T. Y. McDowell &lt;<a =
href=3D"mailto:[email-masked]" class=3D"">[email-masked]</a>&gt; =
wrote:</div><br class=3D"Apple-interchange-newline"><div class=3D""><meta =
charset=3D"UTF-8" class=3D""><span style=3D"caret-color: rgb(0, 0, 0); =
font-family: Helvetica; font-size: 12px; font-style: normal; =
font-variant-caps: normal; font-weight: normal; letter-spacing: normal; =
text-align: start; text-indent: 0px; text-transform: none; white-space: =
normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; =
text-decoration: none; float: none; display: inline !important;" =
class=3D"">I've used Grundy for years. &nbsp;I've never had a =
claim.</span><br style=3D"caret-color: rgb(0, 0, 0); font-family: =
Helvetica; font-size: 12px; font-style: normal; font-variant-caps: =
normal; font-weight: normal; letter-spacing: normal; text-align: start; =
text-indent: 0px; text-transform: none; white-space: normal; =
word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: =
none;" class=3D""><br style=3D"caret-color: rgb(0, 0, 0); font-family: =
Helvetica; font-size: 12px; font-style: normal; font-variant-caps: =
normal; font-weight: normal; letter-spacing: normal; text-align: start; =
text-indent: 0px; text-transform: none; white-space: normal; =
word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: =
none;" class=3D""><span style=3D"caret-color: rgb(0, 0, 0); font-family: =
Helvetica; font-size: 12px; font-style: normal; font-variant-caps: =
normal; font-weight: normal; letter-spacing: normal; text-align: start; =
text-indent: 0px; text-transform: none; white-space: normal; =
word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: =
none; float: none; display: inline !important;" class=3D"">Tym =
McDowell</span><br style=3D"caret-color: rgb(0, 0, 0); font-family: =
Helvetica; font-size: 12px; font-style: normal; font-variant-caps: =
normal; font-weight: normal; letter-spacing: normal; text-align: start; =
text-indent: 0px; text-transform: none; white-space: normal; =
word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: =
none;" class=3D""><blockquote type=3D"cite" style=3D"font-family: =
Helvetica; font-size: 12px; font-style: normal; font-variant-caps: =
normal; font-weight: normal; letter-spacing: normal; orphans: auto; =
text-align: start; text-indent: 0px; text-transform: none; white-space: =
normal; widows: auto; word-spacing: 0px; -webkit-text-size-adjust: auto; =
-webkit-text-stroke-width: 0px; text-decoration: none;" class=3D"">On =
04/17/2021 8:57 AM Paul Sheahan via Tigers &lt;<a =
href=3D"mailto:[email-masked]" =
class=3D"">[email-masked]</a>&gt; wrote:<br class=3D""><br =
class=3D""><br class=3D"">Tigers Owners,<br =
class=3D"">&nbsp;&nbsp;&nbsp;&nbsp;I need to change my insurance on my =
Tigers. &nbsp;I am currently with Nationwide. &nbsp;Any suggestions =
would be appreciated including any experience with claims. &nbsp;<br =
class=3D"">Thanks,<br class=3D"">Paul<br class=3D"">Sent from my iPad<br =
class=3D"">_______________________________________________<br =
class=3D""><br class=3D""><a href=3D"mailto:[email-masked]" =
class=3D"">[email-masked]</a><br class=3D""><br class=3D"">Donate: =
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[email-masked]

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---

From: Randall Antosiak via Tigers <[email-masked]>
Date: Mon, 19 Apr 2021 17:14:48 +0000 (UTC)

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 Previously I had Haggerty and now have Grundy.=C2=A0 =C2=A0No claims on ei=
ther.=C2=A0 =C2=A0I switched because Grundy cost about half of Haggerty.=C2=
=A0 =C2=A0Also, I vaguely recall that Haggerty restricts car usage to club =
events, whereas Grundy has no such restriction.=C2=A0 I could be wrong abou=
t this.
    On Saturday, April 17, 2021, 05:58:26 AM PDT, Paul Sheahan via Tigers <=
[email-masked]> wrote: =20
=20
 Tigers Owners,
=C2=A0 =C2=A0 I need to change my insurance on my Tigers.=C2=A0 I am curren=
tly with Nationwide.=C2=A0 Any suggestions would be appreciated including a=
ny experience with claims.=C2=A0=20
Thanks,
Paul
Sent from my iPad
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        <div dir=3D"ltr" data-setdir=3D"false">Previously I had Haggerty an=
d now have Grundy.&nbsp; &nbsp;No claims on either.&nbsp; &nbsp;I switched =
because Grundy cost about half of Haggerty.&nbsp; &nbsp;Also, I vaguely rec=
all that Haggerty restricts car usage to club events, whereas Grundy has no=
 such restriction.&nbsp; I could be wrong about this.</div><div><br></div>
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                <div>
                    On Saturday, April 17, 2021, 05:58:26 AM PDT, Paul Shea=
han via Tigers &lt;[email-masked]&gt; wrote:
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                <div><br></div>
                <div><div dir=3D"ltr">Tigers Owners,<br></div><div dir=3D"l=
tr">&nbsp; &nbsp;  I need to change my insurance on my Tigers.&nbsp; I am c=
urrently with Nationwide.&nbsp; Any suggestions would be appreciated includ=
ing any experience with claims.&nbsp; <br></div><div dir=3D"ltr">Thanks,<br=
></div><div dir=3D"ltr">Paul<br></div><div dir=3D"ltr">Sent from my iPad<br=
></div><div dir=3D"ltr">_______________________________________________<br>=
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