Re: Semi annual which insurance company etc.

["T. S. White" <tswrace@pacbell.net>]

I switched from State Farm last year because of claims experience.

> However, any payment will be no more than the actual value of the car,
> defined as what it costs to replace it with "like in type and kind".

With this kind of language in the contract expect State Farm to employ
predatory tactics in the settlement process.

        Regards,
        Tom

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