First,
Call your human resources person. Have her verify that:
you are still covered (Or were at that time). If your employer
"forgets" to move you over to the correct insurance you may be
screwed. Your employer will bill you and send off some money to
someone but you may not be covered.
that all of your personal info is correct. ALL! Insist that she
read it off the screen by field, so *SHE* says "last name" and then
gives it to you by SPELLING IT! It is VERY common for your last name
to be listed as your first for example.
Call the Hospital, have the nice lady read the info she has on the
computer for your account. Make sure that they have the same info.
SPELLED CORRECTLY!
My guess is that you will find someone has the wrong info in the
wrong place. Wrong name, wrong Blue cross addy, wrong birthdate.
Remember, the INSURANCE COMPANY DOES NOT WANT TO PAY YOUR BILL. If
your hospital has your correct addy, SSN, mailing address, birthdate
but the hospital spells your name SAMM instead of SAM, EVEN THOUGH
THEY HAVE ALL OTHER INFORMATION CORRECT, any claims will be REFUSED.
IF ALL OF THE INFO IS THE SAME AT BOTH PLACES get an attorney. One
letter will usually fix it.
Lester
On Feb 10, 2007, at 1:47 AM, rrengineer@dslextreme.com wrote:
> Speaking of insurance problems... I had a bad accident on the
> 10th of
> August of last year which resulted in a trip to the emergency room
> for some staples in my head and a bandage on my left hand. The 3
> hour visit totaled $15200! They asked if I had insurance when I
> entered the hospital. When I showed them my Blue Cross card it was
> like the "I can't believe it's not butter" commercial. Doors opened,
> all the testing machines in emergency were warmed up, nurses and
> doctors came out of nowhere and I got the royal treatment. One look
> in the emergency room and you know why. Almost NO English spoken out
> there. Almost no insurance out there either.
> This brings me to the problem. Blue Cross was billed and they
> forwarded the bill to Coalition of America, an organization that
> negotiates what and how much will be paid for the charges. Obviously
> the hospital did not like what they were offered, so they filed again
> with Blue Cross of California. Both times they filed they
> neglected to
> include the account number assigned to my bill by the hospital. This
> went on for months. The hospital finally turned it over to a county
> collection agency which is after me for the $15,200! The collection
> agency won't call Blue Cross and the hospital says it out of their
> hands. My insurance company says I am the only one that has called
> them about this account. The Hospital never called them to talk about
> it! Do I need a lawyer for this?
> Mike MacLean
> 60 Sprite
> 56 BN2
> P.S. It was not a Healey that got totaled. (a Miata)
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