> And BTW, if your agent makes a representation of what your policy covers,
he
> is an AGENT of the company which legally means he speaks for the company.
If
> he said it, it is so. Of course, if later he lies about what he said and
it
> is his word against yours and his lie is backed by policy language, you
are
> likely screwed unless you have good witnesses or evidence to his original
> representation. It goes back to, read your policy. Make sure what your
agent
> told you is (or is not) in there.
>
In GA at least, the only thing that matters is what is in writing. I
believe that an oral contract does have some value in the absence of a
written agreement, but once there is a written agreement, nothing that is
said counts. They could tell you that you get $1,000,000 for stumping your
toe, but if it isn't in the contract it isn't so.
Dave Hardy
89 SM
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