I would offer a "ditto" to all that Andy has said, based on extensive research
I conducted before signing on the line. In my case, I wanted to have the
freedom to occasionally drive to work, shopping, or just pleasure drives
without having to call it a "maintenance check drive" to stay out of trouble.
For my needs, I went with Parrish Motorsports Insurance. I'm happy, it cost
less than half of what my other carrier wanted, it has agreed value coverage,
and it's written through CIGNA.
And, last but not least, I have no interest - financial or otherwise - in
Parrish.
Martin Libhart
1972 TR6
1970 Spitfire
Andrew Mace wrote:
> On Fri, 11 Sep 1998, Steve Skolnik wrote:
>
> > Does anybody have good or bad stories to tell about a particulary
> > company or about this type of coverage ["antique" autos]?
>
> Of course, you can shop for price, but one very important factor is
> weighing the prospective insurance company's requirements against your
> desired use of the car. Total allowable mileage driven per year can vary
> widely (although this often can be adjusted...for a price). Some companies
> are extremely restrictive about usage. Many will limit you ONLY to
> pleasure use and/or organized club activities.
>
> Most are very interested in where the car spends its idle time (locked
> garage and construction of same); I have heard some companies pretty much
> WON'T allow you to leave the car out of your sight "in public" (i.e., just
> parked curbside or in a mall lot)!?
>
> Additionally, many insurers require an appraisal from someone "qualified"
> to do so, and many require membership in some sort of collector club --
> such as VTR! :-)
>
> >From what I've heard, most of the specialty companies are reasonably good
> about settling claims. Others here on the list might have particularly bad
> experiences (best shared privately, I think).
>
> A lot to consider, so it's worth your time to get as many details as you
> can before you sign up.
>
> --Andy
>
> * * * * * * * * * * * * * * * * * * * * * * *
> * Andrew Mace, President and *
> * 10/Herald/Vitesse (Sports 6) Consultant *
> * Vintage Triumph Register <www.vtr.org> *
> * amace@unix2.nysed.gov *
> * * * * * * * * * * * * * * * * * * * * * * *
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