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Re: tr8-digest V1 #755

To: Phil Smith <smith007@mindspring.com>
Subject: Re: tr8-digest V1 #755
From: Jeff Johnson <jguy@erinet.com>
Date: Fri, 13 Mar 1998 21:35:48 -0500
Cc: triumphs@Autox.Team.Net
References: <v01540b02b12f89e68f4b@[209.86.50.184]>
In a former life, I worked in  an insurance agency that represented Safeco. Good
size national  company. Very, very conservative.  Wouldn't take someone as a
customer unless his driving record was squeaky clean and his personal habits
above reproach.
They didn't seem to be interested in insuring "Joe Six-Pack" just "professional
people" -not that there's anything wrong with that, if that's what they want to
do.
Just my opinion on their corporate philosophy. Of course, things could have
changed since then. Some companies, like Geico, will decline you if you tell 
them
that you had a reckless op citation 23 years ago when you were 21.  I'm out. 
Some
will decline you for auto coverage  if you tell them you occasionally use 
alcohol
socially but never get behind the wheel afterwards.  Oops, that'll weed  out a
few  more listers.  Most companies want to limit their risks and would like to
insure pig iron underwater against the risk of fire only. Most think you're an
unusual risk if you don't fit their desired profile of two late models in an
upscale home in the 'burbs.
Okay, enough cynicism for now.

Jeff Johnson
'76 TR6


Phil Smith wrote:

> >Hi All!
> >       I was talking to my boss yesterday as to who insures his 66' mustang
> >convertible.  He uses SAFECO.  They let him use an appraised value(15k) with
> >unlimited mileage for only $150 a year.  Might be something to check into.
> >
> >                              Fred Hewett
> >                              Orlando, FL
> >                               77' Tr7/v6 FHC
>
> Does anyone know anything about SAFECO?
>
>  Phil Smith
>    69 TR6
>    " More Dreams Than Money "

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