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Re: Insurance for the money pit

To: Tom Di Iulio <diiulio@ix.netcom.com>
Subject: Re: Insurance for the money pit
From: scott suhring <suhring@lancnews.infi.net>
Date: Fri, 27 Dec 1996 08:25:31 -0800
Cc: triumphs@autox.team.net
Organization: InfiNet
References: <32C30B48.43DA@ix.netcom.com>
Tom Di Iulio wrote:
> 
> hello, out there! i've just found out i'm paying about $225
> annually for full coverage on my 76 TR6 thur USAA. although they've
> always been great in the past, they are not giving me any break for the
> limited driving that i do between repairs.
>      i tried a couple of companies that were suggested on this list.
> J.C. Taylor said the car had to be "show quality" and therefore would
> not cover mine and SAFECO does not cover "vintage" cars at all although
> they were listed as a source on this mailing list.
>      can you guys give me some direction to some reputable companies
> that specialize in our cars? thanks!
> 
> tom 76 TR6 cf 56542u
> ps. i got new side mirrors for christmas! i'd forgotten what shiny
>     chrome looks like!


Tom:

I have Erie Insurance, which has always been reasonable in their premiums,
good with claims and you can usually discuss special cases with the local
carrier. BTW, the coverage on my '70 TR6 while I am restoring it is
under their Pleasure Car class (low milage around 1,000 per year, but
were candid that no one checks ;-)). They look at it as a '70 car and 
therefore cary no collision, just the basic liability, etc. and I
am also paying $200 per year. Whenever I am ready (restoration far enough
along to warrent collision) they will look at the car along with a 
certified appraisal of the car's value and give me a quote to cover
collision. My dealer was also more than willing to give me names of 
insurers that specialize in classic car coverage. May want to talk to 
your company and shop a bit. Hemmings aslo lists specialty companies which 
deal in classic and antique auto insurance.

Good luck.

Scott Suhring
Elizabethtown, PA
'70 TR6

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