Steve:
If you have had a good experience with Allstate, then you should feel
lucky. When I bought my Tiger in Oct. of 1966, I had just turned 25.
Up until then I had had my insurance through my Dad's policy which was
with Allstate. Being that the Tiger was my first new car and that the
insurance companies would no longer charge a fee for an "underage
driver", I decided to get my own insurance. My uncle was a vice
president with Aetna, so I asked him if one company was better than
another and his reply was that they were all the same. So, I signed
up with Allstate and had my policy with them for 40 straight years.
Over that time, I and the other members of my family, have had a few
claims, mostly not our fault and were treated reasonably well by
Allstate. Two years ago, however, I got my bill from Allstate and
noted that it had gone up by about 50%. In the past five years, my
wife and I had had two "reportable incidents". One in which someone
backed into my car in a parking lot when the car was parked with no
one in it and the second when a guy made a left turn in front of my
wife while he was "blinded by the sun". He admitted he was at fault
and his insurance paid. So I was a bit baffled by the rise in my
rates. On questioning Allstate, they offered no explanation just that
"those are our rates". I did some comparison shopping and found that
other companies would offer me the same coverage for about half
Allstate's price. When I brought this up with Allstate and pointed
out that I had been a good customer for 40 years, them hemmed and
hawed and dropped their price somewhat but nowhere near what other
companies offered. So much for loyalty to the customer! I now have
my policy with another company. Although I have no proof, I find it
interesting that, at the time, I had just reached, by some measure, a
milestone in life (i.e. do the math, 25 + 40). Could this be another
instance of age discrimination? You be the judge.
All that having been said, I hope it is not politically incorrect
(;>)). I have my Tiger insurance through another carrier (one of
those which specializes in older cars). The rates are much better
than what you can get through the usual companies.
My advice is to shop around.
Tod
B382002384LRXFE
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