Note that when you tell an insurance co that "it is only used for
parades" (or anything else you tell them) that you are going to be
insured for only what you tell them. In other words they will set a
premium based upon what they are told. If, generally after a claim, they
find out that the usage was different than you postulated then you are
going to be under-insured as they will look at the premium and give you
that amount of insurance that the premium would buy had you told them
"the truth". The only time they will care about the actual usage of the
car is after you try to collect from them. Then, and generally only
then, will they investigate whether or not what you told them is
accurate. You may be suffering under the delusion that you have
insurance coverage that in fact you do not. Moral: its cheap to "lie" to
them until you file a claim.
>----------
>From: hjenssen@juno.com[SMTP:hjenssen@juno.com]
>Sent: Wednesday, May 14, 1997 10:23 AM
>To: larryall@pacbell.net
>Cc: tigers@autox.team.net
>Subject: Re: Collector Car Insurance
>
>Larry, I had my Tiger insured with J.C.Taylor.
>300,000=liability,1000 medical,300,000 uninsured motorist which totaled
>$36.00. I also had collision and full comprehensive without a deductible
>which was $105.00 for a car value of $15000.
>The total for one year was 141.00 at the above value and I'm located in
>La.
>If I recall you have to tell them the car is in a brick garage and is
>only used for parades and car shows :)
>There located in Upper Darby, Pa. ( love that name)
>The number is 1-800-345-8290 or 1-215-853-1300
>I hope this helps.
>
> Later
>
> Herb
>On Tue, 13 May 1997 18:53:36 -0700 Larry Allbritton
><larryall@pacbell.net> writes:
>>I would like to know the name and phone number of a company that
>>insures
>>collectible cars. I have heard mentioned J.C. Taylor.
>>Would appreciate any feedback on the subject.
>>
>>Thanks in advance
>>Larry Allbritton
>>B9472723
>>
>
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