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Re: [Spridgets] Parking lot woes...

To: Tigers@autox.team.net, Cullen McCann <clarkwgriswold2nd@gmail.com>
Subject: Re: [Spridgets] Parking lot woes...
From: Lester <oldsaabguy@comcast.net>
Date: Tue, 16 Nov 2010 15:13:57 -0600
...  and the murderer will plead guilty.. riiight...  remember, the  
purpose of EVERY SINGLE insurance company is...

That's it, the purpose is to make money for their shareholders.   
Period.  It's a business.

Lester


On Nov 16, 2010, at 2:53 PM, Jay wrote:

> Not to throw you off-track, but since Ryan's car was parked and  
> unoccupied I
> think there is a better than even chance the insurance company for  
> the other
> driver will accept liability.
>
>
> Just my opinion.
>
> jay fishbein
> wallingford,ct
>
>
>
>
>
> ________________________________
> From: Jim Johnson <bmwwxman@gmail.com>
> Cc: spridgets_autox.team.net <spridgets@autox.team.net>
> Sent: Tue, November 16, 2010 3:23:05 PM
> Subject: Re: [Spridgets] Parking lot woes...
>
> If the damage occurs in a privately owned parking lot like a mall or
> supermarket, you may be screwed.  Police do not write tickets for  
> accidents
> on privately owned parking lots. All they do is a "blotter report" -  
> which
> disappears into the trash can in a few days. Most insurance  
> companies want a
> police report/ticket in order to establish fault in the accident. If  
> you
> don't have one, it becomes a case of "he said - he said"!  In this  
> situation
> the guy who is at fault will huddle with his insurance company and  
> they will
> come back saying it is YOUR fault so they don't have to pay.  The laws
> generally require your company to cover your damages so they will  
> fix your
> car and then refuse to fix the other guy's car. Of course, you will  
> be stuck
> with the deductible!  After that they will raise your rates!!
>
> I had this happen in a parking lot in Omaha Nebraska back in the  
> 1970s. I
> was driving down the marked parking lane when a guy weaving in and out
> between parked cars T-boned me. The cop wouldn't write a ticket for  
> him so
> he and his insurance company claimed it was me who caused the  
> accident!!
> Sure...  I was driving sideways, eh?  All protestation failed. My  
> insurance
> refused to give the other guy a dime and then repaired my car less  
> the $500
> deductible. Two weeks after I got the car back my insurance company  
> doubled
> my premium!
>
> I learned that I could have avoided the problem by just getting a  
> copy of
> the blotter report, but who knew?
>
> Cheers!!
> Jim
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