If any of the readers are located in North Carolina they might want to check out
our web site at http://www.ipass.net/~rgoodwin. We have some information on
classic car insurance in North Carolina.
John T. Blair wrote:
> Interesting comments on the collector car insurance.
>
> I thought I'd through my 2 cents in.
>
> 1. Some one mentioned Congon & Skelly (I think that's Condon and Skelly).
> A friend on another list is/was insured with them. He had a LOT of hassle
> when he put in a clam. If anyone is interested in his sagga, email me
> off line and I'll send you some info on his problems.
>
> 2. I currently have the '48 TR1800, '65 Morgan, '71 Saab Sonett III, and the
> '77 Spit insured with JC Taylor. So far I haven't had to file a claim so
> I don't know how helpful they'll be.
>
> 3. Check out the article on "Car Insurance" on my Morgan web page:
>
> www.team.net/www/morgan
>
> I believe that someone posted
>
> http://www.buyclassiccars.com
> earler to this list. I checked out the site. They have a nice insurance
> art. at
>
> http://www.buyclassiccars.com/insurancefaq.html
>
> with a good list of classic car insurance companies.
>
> I also ran an article about Hagerty in The Brickline (the quarterly
> magazine of
> Bricklin International). If anyone is interested in a copy of that article,
> contact me privately for a copy.
>
> The following is a quote from their web page @
> http://www.hagerty.com/policy.htm
>
> Inparticular read and pay attention to their Flexible Usage statement.
>
> ---------
> Hagerty's Policy
>
> The following is a short summary of our policy with some of the features we
> offer.
> If you have specific questions about your individual policy (some features
> may vary
> depending on which state you're in) please call our Customer Service Center.
>
> Agreed Value Coverage - This guarantees that you will receive every dime of
> what you
> insured your vehicle for in the event of a total loss. Many insurance
> programs do not
> provide this type of coverage; they may only pay "up to" a stated amount or
> pay a
> total loss based on a pro-rated payment or current market value. Only
> Agreed Value
> guarantees that you get back what you have it insured for.
>
> Single Liability - You pay only one liability charge per collection whether
> you own
> 2 classics or 200. Why the "all-you-can-eat" approach? The last time we
> checked, you
> can only drive one at a time. Single liability is available in most states.
>
> No Deductible - plain and simple. No deductible means you won't pay
> anything out of
> your pocket if you have a claim. No deductible is available in most states.
>
> In-House Claims - We administrate 95% of our claims from our home office in
> Traverse
> City. You get personal and direct customer service from the same people who
> were
> involved with your policy from the beginning.
>
> Flexible Usage - We know and love classics too. We'd like you to be able to
> enjoy
> yours. So as long as you have a "daily driver" for regular transportation,
> Hagerty
> is flexible with your vehicle's mileage and usage. We refuse to limit you
> to driving
> in a parade or a show and we do not require you to be "in attendance" of
> your vehicle
> for it to be covered. So go ahead and take a Tuesday-night drive just for
> kicks.
>
> Repair Shop of Choice - We realize collectors and hobbyists often have
> shops they
> trust. Rather than telling you that we know more about your classic than
> you (which,
> of course, we don't) we will work with the shop of your choice. No multiple
> estimates, no second-rate jobs, no hassles.
>
> Customer Service - Most collectors do business on the weekends rather than
> during
> the week... it's when all of the shows and auctions take place! So why
> shouldn't
> your insurer be available for you too? We're open 7 days a week so you
> don't have
> to put your hobby on hold..
> ------------
>
> I'm planning on moving my cars from JC Taylor to Hagerty if for no other
> reason
> that that statment. I hate having to dream up a lie if something were to
> happen
> when I was out in the Spit on a nice weekday evening.
>
> I've started a couple of threads about car insurance in the past. Trying
> to warn
> of problems with insurance companies - especially the verbage - Actual Cash
> value.
> I've spent countless hours on the phone trying to get someone to cover one
> of my
> older cars - inparticularly my Bricklin as a daily driver with Agreed Value
> Coverage
> policy. While I haven't had much luck, this is the closest I've come.
>
> Hagerty is by far the most customer friendly in their coverage, and I
> really think
> that we (car hobbiest) should vote with our dollars. And if and when you
> change
> from what ever insurance company you have, to Hagerty, please tell the
> insurance co.
> that you are leaving why, and tell Hagerty why you came to them.
>
> John
>
> John T. Blair WA4OHZ email: jblair@exis.net
> Va. Beach, Va Phone: (757) 495-8229
>
> Editor/Publisher The Brickline
> Quarterly Magazine of Bricklin International
>
> 48 TR1800 48 #4 Midget 65 Morgan 4/4 Series V
> 75 Bricklin SV1 77 Spitfire 71 Saab Sonett III
>
> Morgan: www.team.net/www/morgan
> Bricklin: www.bricklin.org
|