imho, the only thing that works with big carriers is a) screaming. lots of
it, long and loud. then scream more. call supervisors, call 10 times a
day, harass, annoy, bitch and moan. offer to help them find body shops.
become the biggest thorn they've ever felt. then, when that fails, try b)
scream, and threaten to sue. if you can convince them that you are serious
about a lawsuit, the checkbook might open, as even a small legal fight will
cost more than fixing the car. I went through this twice with state farm,
and once with allstate. never was the wreck my fault, but getting correct
repairs was difficult. never did anyone say, 'yes, we'll have it fixed, no
problem.'
scott
-----Original Message-----
From: Craig Smith [SMTP:CraigS@iewc.com]
Sent: Wednesday, August 18, 1999 8:06 AM
To: 'John T. Blair'; Bricklin@autox.team.net; british-cars@autox.team.net;
morgans@autox.team.net; Spitfires@autox.team.net
Subject: RE: Insurance
My SSV a 79 Ford F100 Pickup hit a Pontiac Sunbird in the passenger side
last year. Totaled the Sunbird, Big Car Little Car Rule.....
Anyway, the insurance offered $1,900.00 and to total the truck, I talked to
the adjuster and told him I didn't want to lose the truck, I offered to use
parts from the junk yard for the repair and I wouldn't ask them to paint
it.
It's three colors before the wreck anyway. They agreed and I took the truck
to a local body shop and they acquired and hung all the parts, no paint
job,
I was planning on taking it to one of the cheap o paint places but I bought
Spit parts with the left over money. It cost me $1,500 for the body shop
and
the rest went to Vicky Brit.
-----Original Message-----
From: John T. Blair [mailto:jblair@exis.net]
Sent: Tuesday, August 17, 1999 8:42 PM
To: Bricklin@autox.team.net; british-cars@autox.team.net;
morgans@autox.team.net; Spitfires@autox.team.net
Subject: Insurance
Hey gang,
I'm looking to the collective knowledge. I'm doing a series on Car
insurance for The Brickline - the quarterly magazine for Bricklin
International.
Along with this, I received a call the other day from a young lady. She
has
a 77 Gremlin that has been in her family since new, never been hit. Well
someone pulled out in front of her and she now needs a front clip. The
problem, I'm sure the insurance co. (the person that hit her - was at
fault)
will want to total the car.
So the question to you all, is how do you fight the ins. co. She wants the
car fixed. So in addition to how to fight it, I'm looking for stories on
how you fought the ins. co. and won!
TIA
John
John T. Blair WA4OHZ email: jblair@exis.net
Va. Beach, Va Phone: (757) 495-8229
48 TR1800 65 Morgan 4/4 Series V (B1109)
71 Saab Sonett III (71500840) 75 Bricklin SV1 (0887) 77 Spitfire
Morgan: www.team.net/www/morgan
Bricklin: www.bricklin.org
|