I did the same thing-insured it for appraised value rather than book
value-however, the appraised value was $7500 last September. The other day,
I was at the detailer and some guy on his way to Monterey for the auctions
in a week and a half, said "you know, a spit like this, in this kind of
shape is woth $10000." And made me an offer! I think I'll get it
re-appraised for when I renew my policy!
Laura G. and Nigel
----- Original Message -----
From: Simmons, Reid W <reid.w.simmons@intel.com>
To: 'John T. Blair' <jblair@exis.net>; <Bricklin@autox.team.net>;
<british-cars@autox.team.net>; <morgans@autox.team.net>;
<Spitfires@autox.team.net>
Sent: Wednesday, August 18, 1999 8:51 AM
Subject: RE: Insurance
>
> In the case of my Spitfire I insure it for a fixed value ($7,500 - that's
> what it cost me new in 79), kind of like a life insurance policy. Then if
> it were to get "totaled" I have $7500 to fix it or buy another.
> Unfortunately it doesn't sound like the Gremlin owner did that, so the
> insurance company will probably only give her "replacement" value for the
> car.
>
> Reid
> '79 Spitfire (original owner)
>
> -----Original Message-----
> From: John T. Blair [mailto:jblair@exis.net]
> Sent: Tuesday, August 17, 1999 6:42 PM
> To: Bricklin@autox.team.net; british-cars@autox.team.net;
> morgans@autox.team.net; Spitfires@autox.team.net
> Subject: Insurance
>
>
> Hey gang,
>
> I'm looking to the collective knowledge. I'm doing a series on Car
> insurance for The Brickline - the quarterly magazine for Bricklin
> International.
>
> Along with this, I received a call the other day from a young lady. She
has
> a 77 Gremlin that has been in her family since new, never been hit. Well
> someone pulled out in front of her and she now needs a front clip. The
> problem, I'm sure the insurance co. (the person that hit her - was at
fault)
> will want to total the car.
>
> So the question to you all, is how do you fight the ins. co. She wants
the
> car fixed. So in addition to how to fight it, I'm looking for stories on
> how you fought the ins. co. and won!
>
> TIA
>
> John
>
> John T. Blair WA4OHZ email: jblair@exis.net
> Va. Beach, Va Phone: (757) 495-8229
>
> 48 TR1800 65 Morgan 4/4 Series V (B1109)
> 71 Saab Sonett III (71500840) 75 Bricklin SV1 (0887) 77 Spitfire
>
> Morgan: www.team.net/www/morgan
> Bricklin: www.bricklin.org
>
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