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Re: [Shop-talk] Classic car insurance tangents...a follow up

To: Jeff Scarbrough <fishplate@gmail.com>
Subject: Re: [Shop-talk] Classic car insurance tangents...a follow up
From: Larry Spector <lspector@gmail.com>
Date: Sun, 1 May 2016 18:24:04 -0400
Cc: "shop-talk@autox.team.net" <Shop-talk@autox.team.net>
Delivered-to: mharc@autox.team.net
Delivered-to: shop-talk@autox.team.net
References: <CY1PR13MB050362EB8DFAEAB92B72F458B4DA0@CY1PR13MB0503.namprd13.prod.outlook.com> <6.2.5.6.1.20160430144051.04c92da8@cox.net> <CAO8Q7CMMoCQq1OT_OD9MP8qC_tY3JYRmzcECQ0S9r6oX=nexhQ@mail.gmail.com>
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I was able to minimize the pain from this by putting my two fun cars on
"lay-up storage" for the winter. Basically, I tell the agent that the cars
are off the road for at least a 90 day interval which lets me assign my
teen driver as a part-time driver on one of the other cars. Without this,
they wanted to make him primary driver on my Integra-R, which was not good
for rates...

-Larry

On Sun, May 1, 2016 at 9:31 AM, Jeff Scarbrough <fishplate@gmail.com> wrote:

>
>
>
>>
>> >It didn't matter that the child didn't know how to
>> >drive a manual or that fact that she wasn't allowed to drive it. I have
>> good kids
>> >and it would never have been an issue when they were still at home.
>>
>> That's not just Grundy.  I ran into that with JC Taylor, so I left my
>> Morgan titled
>> in my father's name.
>>
>>
> And pretty much every insurance company ever.  I trust that you have good
> kids, but I'm not going to stake my financial future on it.  Neither will
> the insurance company.
>
> If there's a teen with a driver's license in the house, then they have to
> have a regular car, or they become a potential driver for your car.  Even
> with standard insurance for regular cars, you must assign one to the teen
> driver, so that the appropriate charge may be made.
>
> Jeff Scarbrough
> Corrosion Acres, Ga.
>
>
>
> _______________________________________________
>
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<div dir=3D"ltr">I was able to minimize the pain from this by putting my tw=
o fun cars on &quot;lay-up storage&quot; for the winter. Basically, I tell =
the agent that the cars are off the road for at least a 90 day interval whi=
ch lets me assign my teen driver as a part-time driver on one of the other =
cars. Without this, they wanted to make him primary driver on my Integra-R,=
 which was not good for rates...<div><br></div><div>-Larry=C2=A0</div></div=
><div class=3D"gmail_extra"><br><div class=3D"gmail_quote">On Sun, May 1, 2=
016 at 9:31 AM, Jeff Scarbrough <span dir=3D"ltr">&lt;<a href=3D"mailto:fis=
hplate@gmail.com" target=3D"_blank">fishplate@gmail.com</a>&gt;</span> wrot=
e:<br><blockquote class=3D"gmail_quote" style=3D"margin:0 0 0 .8ex;border-l=
eft:1px #ccc solid;padding-left:1ex"><div dir=3D"ltr"><br><div class=3D"gma=
il_extra"><br><div class=3D"gmail_quote"><blockquote class=3D"gmail_quote" =
style=3D"margin:0 0 0 .8ex;border-left:1px #ccc solid;padding-left:1ex"><di=
v><font size=3D"3"><br><br>&gt;It didn&#39;t matter that the child
didn&#39;t know how to <br>
&gt;drive a manual or that fact that she wasn&#39;t allowed to drive it. I
have good kids <br>
&gt;and it would never have been an issue when they were still at home.
<br><br>
That&#39;s not just Grundy.=C2=A0 I ran into that with JC Taylor, so I left
my Morgan titled<br>
in my father&#39;s name.=C2=A0 </font></div><div><font size=3D"3"><br></fon=
t></div></blockquote><div><br></div><div>And pretty much every insurance co=
mpany ever.=C2=A0 I trust that you have good kids, but I&#39;m not going to=
 stake my financial future on it.=C2=A0 Neither will the insurance company.=
</div><div><br></div><div>If there&#39;s a teen with a driver&#39;s license=
 in the house, then they have to have a regular car, or they become a poten=
tial driver for your car.=C2=A0 Even with standard insurance for regular ca=
rs, you must assign one to the teen driver, so that the appropriate charge =
may be made. =C2=A0</div><span class=3D"HOEnZb"><font color=3D"#888888"><di=
v><br></div><div>Jeff Scarbrough</div><div>Corrosion Acres, Ga.</div><div><=
br></div><div><br></div></font></span></div></div></div>
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<br></blockquote></div><br></div>

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