Look in HMN or many of the Hot Rod/Classic car/truck magazines. If you go
with one of the classic ins. comps., they are likely to limit you to some #
of miles per year (2500-3000 typical) & watch for "need to be present
coverage"; I have not seen this in any policies that I have considered, but
heard some carriers use it-basically, because the insurance covers limited
use (i.e. show/meet/parade) & is required to be stored in a locked garage
during the rest of the time, if it gets damaged/stolen while you stepped
away for a bite to eat or to visit the little boys room, they will not cover
the claim!
Some co's. that I know of:
Classic Car Insurance of TX Gulf Coast General Insurance Agency through
Great American 800-616-7232 or 513-369-5000 (this is the TX office, may have
other office covering FL).
Great American (best prices & highest allowed miles) http://www.gaic.com
American Collectors Insurance (Cherry Hill, NJ) (800) 360-2277
http://www.car-nection.com/asp/dspsup.asp?Ref=4090004
Classic Collectors Insurance (underwrites Great American-site has good
estimator applet) http://www.classicar.com/vendors/cci/ccihome.htm
Find a number of companies represented at:
http://www.car-nection.com/asp/misc.asp?type=insurance &
http://www.classicar.com/othrlink.htm#VEND
Condin & Skelly (800) 257-9496
Hagerty Classic Insurance (800) 922-4050 http://www.hagerty.com/ will take
info online & send back quote.
J. C. Taylor (800) 345-8290
Classic Collectors Insurance (800) 252-5233 http://www.gaic.com/classic.htm
Regards,
Doug Pewterbaugh
dpewter@msn.com
Denton, TX
49 3104 216 5-Window
-----Original Message-----
From: jack halton <safesix@worldnet.att.net>
To: oletrucks <oletrucks@autox.team.net>
Date: Wednesday, October 20, 1999 8:23 AM
Subject: [oletrucks] Insurance (boring)
>Well it's time to renew insurance and I'm finding that all of the companies
>that advertise the free quotes (guaranteed to save you money or you get a
>free calculator) are totally clueless when it comes to figuring a rate on
an
>antique vehicle. Either they just won't do it, or they have to submit a
>request to some byzantine underwriting department and it could take up to a
>week to get a quote. I have visions of some guy in a dark basement office
>working on a manual adding machine, surrounded by stacks of old ledgers,
>working with an inkwell and quill pen. One company actually asked me the
>original sticker price of my '51 GMC and tried to figure depreciation!
>
>I used to drive this truck to work every day, when it was a beater. But
over
>the years I have sunk so much time and money into it that it's worth
>considerably more than what it was originally valued when I bought the
>policy. Unfortunately, they won't increase that stated value without an
>appraisal (which I would have to pay for) and the only place that does
>appraisals locally gave me a guesstimate (no charge) which is way below
what
>I would have to pay to replace it, if it were totalled or stolen.
>
>Of course I've procrastinated on renewing my policy, so only have a couple
>of days to either find a new insurer, or stay with my current plan. I have
>another car I use for a daily driver these days, they can all insure that
>one with no problem, saving me some money as well. I guess I could insure
>the truck with another company, but would rather not hassle with two
>insurance carriers.
>
>Does anyone have any recommendations for an old-truck-friendly insurance
>carrier who is familiar with these types of policies? Or any list members
>who actually sell insurance, who can help me get a fair stated value policy
>on my truck?
>
>Jack / Winter Park FL
>
>
>
>oletrucks is devoted to Chevy and GM trucks built between 1941 and 1959
oletrucks is devoted to Chevy and GM trucks built between 1941 and 1959
|