There was a fairly long discussion last year as a matter of fact. Hagerty
ended up getting several new customers from the list, including me. Details
of their insurance, including stipulations and costs, can be researched at
www.hagerty.com
However, avoid using the expression "daily driving" with classic car
insurance. These policies are designed for show cars that are seldom
driven - the idea is that the car is mostly used for car shows and other
limited driving. Hagerty claims they are not quite as restrictive, allowing
occasional use for errands. Other insurance companies offer classic car
insurance but restrict it to shows and round trips with absolutely no
parking and no trips to work.
Hagerty will require you to have another car that is your "daily" driver
with standard insurance. They almost didn't insure me when I told the first
agent that I might drive my car to work maybe once a week. The cost of the
policy is less than half what I paid for the previous standard car policy,
liability only. With Hagerty, I have my 67BGT under full coverage amd
insured at agreed upon value of $4000. A standard car policy would consider
the car's value to be much less, although I know now that there are ways to
prove otherwise.
David
At 06:10 PM 4/14/01 -0500, you wrote:
>There was some discussion on the list awhile back about the various types of
>classic car insurance that everyone is using, I am looking to insure my MGB
>GT but want an insurance that allows daily driving if I decide to. Can
>anyone give me some suggestions.
>
>
>Thanks
>Don Markham
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