I'm not a lawyer, but I've had enough dealings with insurance companies.
Their obligation is to make you "whole" - which means that you should be
reimbursed adequately to the cost to replace your loss. Doug took the
correct steps.
Unfortunately, most people (including myself in my younger days) end up
taking less than they should. $800 for a total write off might be fair if
you have a rust bucket.
Battle on.
David
67 BGT
71 BGT
At 07:46 PM 6/5/00 -0400, Doug Wilson wrote:
>Hi List, I had an accident with one of my cars. It was a write off. State
>Farm Insurance first offered me $800. I prepared a package of "for sale" ads
>of similar cars and a copy of a recent Hemmings Motor News to prove my car
>was worth more. They settled for $2000. So don't take the first
>offer.....good luck.....76B Ottawa Canada
>-----Original Message-----
>From: Bill Saidel <saidel@crab.rutgers.edu>
>To: Steven Miller <bonding@hotmail.com>
>Cc: mgs@autox.team.net <mgs@autox.team.net>
>Date: Monday, June 05, 2000 9:21 AM
>Subject: Re: Car accident
>
>
> >Sigh, so sorry to hear your story. I'm wondering ...if the insurance
> >company will give you $2000 but you know you need $4000 to fix it as
> >attested to by a repair shop, can you sue the person individually for the
> >difference for loss of property? That is a question that I've thought
> >about on hearing a few of these stories.
> >(I'm not the litergeous type but I really like my B.)
> >
> >Any lawyers on the list?
> >
> >Bill
> >'76B
> >
> >At 05:40 AM 06/04/2000 -0700, you wrote:
> >> At the time of 10:15 on june 3, 2000 a car travelling in the
> >>opposite direction of me decided that they could make it into a parking
> >>lot before I met them...well they were wrong. Yes, I was driving the
> >>MG, one 1974 chrome bumpered MG Midget, was not able to get out of the
> >>way of a car travelling in its path. The good news is that no one was
> >>hurt, the bad news is that the MG is hurting, more probably than I will
> >>be able to get fixed. I am assuming that the insurance company is going
> >>to consider it a total loss. Lets face it, without jacking it up, I
> >>know that it needs:
> >>[snip]
> >>So, I guess it is time to start shopping, god knows if this costs more
> >>than $4000.00 I will never be able to afford to fix it, and I am sure
> >>that the insurance company will not give me more than $2000.00 even if
> >>they decide that it is their drivers fault, sigh... any thoughts, or
> >>people out there know a kind soul with a quality garage who knows MG's?
> >>For those of you who are receiving this, I am sending it to the MG list
> >>that is why I went into some detail, and for those on the list I live in
> >>upstate NY, just outside of Albany.
> >>
> >>Steve
> >
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