Bud,
I think Massachusetts has some funny stuff with the way their insurance and
registration are tied together. Years ago I had a boss that had just moved from
Massachusetts and I remember that she had to mail her license plates to the
state
before they would cancel her insurance. Its not a problem in Missouri though
and is a
good point and worth checking in to. Though I wouldn't think that you would
have the
same problem collecting on an unregistered vehicle under comprehensive that you
might
with liability or collision.
Kevin
Bud Krueger wrote:
> You might want to examine the issue of whether you could collect on your
> comprehensive coverage (or Homeowner's coverage) if the car is not
>registered. As I
> understand it, you would not be able to here in Massachusetts, but YMMV.
>
> Bud Krueger
> 52TD
> 77MGB
>
> Kevin & Deana Brown wrote:
>
> > Sorry to here about your car, I carry comprehensive insurance on my '71 B,
>that
> > has been in the garage for several years now while undergoing a rebuild
>after
> > being hit and wrecked. Comprehensive protects against not only fire, but
>theft,
> > collapse of your garage etc. Through State Farm, compressive costs me
>about $10
> > every 6 months for the B (my last bill was $10.08). In the past I have
>carried
> > full coverage on the car during the driving season and switched it to
> > comprehensive when the car was parked in the winter. If the car in
>question is
> > old enough and is close to being driven, you might consider an antique
>policy.
> > For my '54 MG TF 1500, which I told them was worth $12,000, full coverage
>under
> > an antique policy with State Farm is only about $40 every 6 months.
> >
> > Kevin Brown '54 MG TF 1500 RHD, '64 MGB, '71 MGB, '74 TR6, '76 TR6, '39
>Chevy
> >
> > Odessa, MO
> >
> > "Gail B. Snider" wrote:
> >
> > > First I would like to wish all a wonderfull new year!!!
> > > I've been lurking on the list for about 14 months now, have made a few
> > > comments but generally leave that to the experts. Now have a situation
> > > that I feel is prudent to most if not all list members. I bought a B 14
> > > months ago in VA. dollied the car home and put in the garage for total
> > > restoration. Had everything complete except putting in the dash and
>"firing
> > > it up" for the first time. To keep this short will not go into any
>details,
> > > had a fire in the garage that did significant damage to the car, had not
>put
> > > any auto insurance on the car. Nationwide has our homeowners insurance
>and
> > > they say that they will NOT cover the B under the homeowners policy. They
> > > have informed me that I had to have an auto policy to be covered. Have
> > > talked to a number of people that assumed that a homeowners policy would
> > > cover any contents for a fire. So I feel that a number of list members
>may
> > > be under the same assumtion. theres that word again, assume, (makes an
>ass
> > > out of u and me). made an ass out of me. Hopefully with this posting it
> > > may help some other list member in the future. Would recomed anyone with
>an
> > > auto in "DRY STORAGE" or in the process of restoration check with there
> > > insurance company.
> > >
> > > Brian 71 B who really got to "fure it up" for thr fist time
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