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From: Yumichow@ix.netcom.com[SMTP:Yumichow@ix.netcom.com]
Sent: Tuesday, August 19, 1997 5:18 PM
To: mgs@autox.team.net
Subject: Re: Mike Lishego's MG insurance question
What would happen if my
>uninsured, unregistered MGB was to be eaten by some natural disaster?
>It's not roadworthy yet, so insuring it is out. =20
Mike Lishego
>"She had to move. Things were going to well."
Mike:
MG technical knowledge I don't have, therefore my daily e-mail tech =
sessions.=20
I'm a Branch Claims Supervisor for Farmers Insurance handling both =
property=20
and liability claims. This situation I've had the unfortunate =
experience of=20
handling and denying coverage on all too often. Many homeowners =
policies are=20
the same, from company to company and state to state, as they DO NOT =
cover=20
ANY motorized 4 wheeled vehicle capable of being licensed and =
registered for=20
street use whether the car has auto insurance or not. Basically, the =
intent of the=20
homeowners policy is to solely cover a home. =20
My advise to you is to get auto insurance for your MG, comprehensive =
AND=20
collision coverage, as you'll sleep better at night should a tornado =
choose your=20
car as it's next lunch. Call JC Taylor at 1-800-345-8290 as they're =
VERY=20
reasonable. Moreso than Farmers, State Farm, Allstate, AAA, etc. You =
have to=20
ask yourself if you can afford to replace your prize MG for less than =
the cost of a=20
yearly auto insurance premium. I think not. =20
Donald Tatera=20
(78 MG Midget, 79 MG Midget & 79 Triumph Spitfire - harvest mobile only)
ok, I've said it before but nobody was paying attention. I have been =
paying for comprehensive coverage on my still not finished B for almost =
twenty years now-costs me about twelve bucks a year- last year when it =
was hit by a suicidal tree, State Farm cheerfully handed me a check for =
1500 and some odd dollars. Well, maybe not cheerfully. But it spent just =
as well. I don't think collision would make any sense on a non-driven =
car, but I would not dream of canceling that comp.
Eric
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