Hey I don't want to sound too cynical, but insurance is a bit like marriage ,
in more ways than you think.....for starters
1./ Inevitably it doesn't matter how much money you give them or how little
grief you cause them they'll eventually take you for granted.
2./They'll get tired of , er , "doing " you and will need to find stranger and
stranger ways in order to maintain their interest in even dealing with you.
3./Everything, everything, is your fault
4./In sickness and in health?........sorry but that was a pre-existing
condition which you hadn't divulged and frankly by even attempting to claim
you're committing a criminal act.......
> The reason I bring this to this list is to share my experiences with the >
Insurance company in the claims process. It seems they have a new policy of >
"holding back" 20% of anything over $500 to insure that claimants do indeed >
purchase replacements of equipt reported lost. A helmet at $300 is under the >
$500, but the tires at over $500 a set were in this catagory.They will send >
you the "held back" 20% on receipt of proof of purchase of that item after you
> buy it. Initially the time period was quoted as six months after the initial
> incident, but further calls seemed to lengthen this period. > Sounds like
rebates, we usually forget to send them in after the purchase > memory fades.>
I don't know how long this policy has been in effect, I just though I'd >
share in case somebody out there has a similar experience.> Could be worse,
could be the beginning of the season, or the day before I > planned to leave
for Maxton, or (shudder) Maine. > BOB W > > > >
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