Sometime between 7pm Oct 31 (Halloween) and Mon morning the 3rd, my race car
trailer was broken into and mostly looted while it was away at the shop on
Long Island, NY, where a lot of work is done on it. I had planned on picking
up the trailer with #343 inside that day, Friday, and the guys at the shop
had loaded my stuff back in to save time wen I got there. Only the car was not
in it, as I wanted to load it a different way to improve the space and tow
handling. I ended up being delayed and not able to get there until Monday when
we discovered the break-in. It was locked up, but being a Aluminum walled
deal, turned out to be not that difficult to pop open a side door.
A little damage to the trailer, not enough to cover the $600 deductible.
I was relieved of four tires on rims, two off, all my safety clothing
including Fire Suit, Boots, Helmet, Nomex undies, head sock, and gloves. They
also
got a Aluminum Jack and stands, an EZ up, all told over $4K in accountable
reportable stuff.
I asked the County Mountie that responded about if they investigate the
usual local suspects in cases like this and got the how busy the local PD is
talk. Not that I really thought it would be worth of an investigation.
The reason I bring this to this list is to share my experiences with the
Insurance company in the claims process. It seems they have a new policy of
"holding back" 20% of anything over $500 to insure that claimants do indeed
purchase replacements of equipt reported lost. A helmet at $300 is under the
$500, but the tires at over $500 a set were in this catagory.They will send
you the "held back" 20% on receipt of proof of purchase of that item after you
buy it. Initially the time period was quoted as six months after the initial
incident, but further calls seemed to lengthen this period.
Sounds like rebates, we usually forget to send them in after the purchase
memory fades.
I don't know how long this policy has been in effect, I just though I'd
share in case somebody out there has a similar experience.
Could be worse, could be the beginning of the season, or the day before I
planned to leave for Maxton, or (shudder) Maine.
BOB W
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