Exactly why I had trouble with them...'Not verified'. They kept whining
about not being 'verified'. I kept trying to get someone there to tell me
exactly what that meant and never could get an answer. All they kept saying
was we need all of this personal information, bank account numbers, etc.
etc. I told them no way was I going to give them this info, just send me a
check. They would not do it and I eventually had to open a temporary
account at the bank. Then I closed it as soon as I got my money.
Ridiculous! I'm not about to maintain a separate account just so Paypal can
use it. Especially after they hold my money for 3 weeks.
Doesn't pass the smell test in my book.
Heard
-----Original Message-----
From: healeys-bounces@autox.team.net [mailto:healeys-bounces@autox.team.net]
On Behalf Of Bob
Sent: Wednesday, February 17, 2010 2:52 PM
To: Healey List
Subject: Re: [Healeys] PayPal
I agree 110% that as a buyer use a credit card. The Credit Card Company
is a much
better protector than PayPal.
I have 2 PayPal accounts and one is used only to pay with PayPal, only
if no alternative is available and uses a credit card.
The other has been "restricted" for over 3 years. What is interesting
is that after reading the new modified terms of service I would not
agree and sign then, so they restricted it. I ended up sending
certified mail to my bank ( Credit Union) to deny them access to my
account. So that account will exist in perpetuity because I can not
even close it without agreeing to the new terms. So I had to open a new
account using a CC only, as such I'm not verified. The Credit Card
associated with that original account has expired.
PayPal has lots of protections... For themselves, no one else. So I'm
not "Verified". Who would that help? Only them as then they can take
the money directly from my account and then I would have to battle to get
it back.
Buyer& Seller Beware.
Also FWIW
Bob
On 2/17/2010 11:49 AM, Dallas Congleton wrote:
> EBay forces sellers to use them because they own PayPal, and make
> money from the sale and by holding it on deposit, like a bank.
>
> One other bit of advice for using PayPal as a buyer is to use your
> credit card for payment - not automatic bank transfer, which PayPal
> has set its default to do. You can find "other payment method" or such
> in the fine print, check it and then use your back up credit card
> account for payment. The advantage is you then have your credit card
> company in the act for normal buyer's protection, and are not just
> relying on PayPal and eBay.
>
> FWIW
> Dallas
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