That must have been a very recent change because when I spoke to USAA last
fall about collector car insurance, they referred me to American Collectors.
- Peter Schauss
1963 BJ7
1980 MGB
> -----Original Message-----
> From: healeys-bounces@autox.team.net [mailto:healeys-
> bounces@autox.team.net] On Behalf Of Frank Magnusson
> Sent: Saturday, January 30, 2010 10:40 AM
> To: healeys@autox.team.net
> Subject: [Healeys] USAA Insurance
>
> Hi Bob, yes I have experience with USAA Re: collector car insurance. I
> have
> my everyday cars insured with USAA. USAA HAD a relationship with a
> collector
> car insurance company called American Collectors Insurance up until last
> year.
> They subcontracted to American Collectors as they did not do collector car
> insurance themselves. American Collectors have agreed value policies with
> a
> reasonable mileage limit and coverage for the occasional drive to work,
> drive
> to the local supermarket, etc.
>
> Last year USAA switched to another subcontractor for their clients with
> collector cars, Americam Modern. I compared the new coverage with
> Americam
> Modern and the old coverage with Americam Collectors and they are not the
> same; not by a long shot. Americam Modern did not cover the occaisional
> drive
> to work; you had to get a separate endorsement for that for an extra $50
> per
> car and they do not cover a drive to the local store. In other words,
> with
> USAAs current subcontractor, American Modern, if you drive your collector
> car
> to the local store, leave it in the parking lot and come back out of the
> store
> and it was stolen you are out of luck; no coverage,
>
> To make a long story short, I elected to NOT go with USAAs current
> subcontractor, but get a policy directly with their old one, Americam
> Collectors. They are cheaper than Haggerty or the other popular ones that
> you
> hear about all the time. Their number is 1-800-360-2277. I have ny BJ8
> insured with them and have been very happy with their coverage and
> service. I
> also drop my coverage back to comp only every winter to save some money
> when I
> have them off the road for the winter and they are able to do that. That
> varies from state to state apparently.
>
> Hope this helps,
>
> Frank Magnusson
> '65 BJ8
>
> <Any one have experience with USAA insurance on their Healey?
> Do they have agreed value coverage and what about their response to
> claims?
>
> I'm about to look for insuance for a fresh BJ8 restoration, we currently
> have
> USAA for the regular driver, might that make a difference?
>
> Bob>
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