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The statisticians and actuaries that crunch the numbers that drive all the =
decisions at insurance companies don=E2=80=99t evaluate causality, only =E2=
=80=9Cprobabilities=E2=80=9D as determined by dumb numbers. That=E2=80=99s =
how they rationalize things like deciding you are a =E2=80=9Cbad risk=E2=80=
=9D because someone else hit your wife=E2=80=99s car.
Gary McCormickSan Jose, CASRL311-13291
=20
From: dave n via Datsun-roadsters <datsun-roadsters@autox.team.net>
To: Datsun <datsun-roadsters@autox.team.net>=20
Sent: Thursday, January 28, 2016 7:14 AM
Subject: Re: [Roadsters] Hagerty Ins
=20
I think I can really speak to that issue.=C2=A0 =C2=A0I had several claims =
in a very short period.=C2=A0 during that same time, my wife=E2=80=99s car =
was hit by someone with no insurance, so we had to file a claim with our re=
gular insurance carrier.=C2=A0before that, and since then, I=E2=80=99ve had=
no claims with my new insurance company or my regular insurance company (s=
till the same one).=C2=A0I think you know where I am going with this.=C2=A0=
Hagerty paid the claims promptly, and I took the opportunity to have some =
items replaced that were in the vicinity but weren=E2=80=99t actually damag=
ed.=C2=A0=C2=A0 so they pay claims promptly, and generously.=C2=A0 but they=
decided I was a bad risk, and mentioned my wifes claim as part of the reas=
on.=C2=A0I=E2=80=99ll put in a plug for Philadelphia Indemnity Insurance Co=
mpany (Grundy Worldwide); they are my new carrier and have really great rat=
es.=C2=A0 1-888-6GRUNDY=C2=A0From: Robert Heatwole via Datsun-roadsters Sen=
t: Thursday, January 28, 2016 8:34 AMTo: hrhaslett@yahoo.com Cc: Rick Stayn=
er via Datsun-roadsters Subject: Re: [Roadsters] Hagerty Ins=C2=A0I've been=
with them for about 10 years. Great to deal with. I also have coverage fro=
m them on project cars. Like others though, I have no claim experience.=C2=
=A0Al
________________________________________
datsun-roadsters@autox.team.net
Archive: http://www.team.net/archive
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<html><head></head><body><div style=3D"color:#000; background-color:#fff; f=
ont-family:garamond, new york, times, serif;font-size:24px"><div id=3D"yui_=
3_16_0_1_1453994209490_94441" dir=3D"ltr">The statisticians and actuaries t=
hat crunch the numbers that drive all the decisions at insurance companies =
don=E2=80=99t evaluate causality, only =E2=80=9Cprobabilities=E2=80=9D as d=
etermined by dumb numbers. That=E2=80=99s how they rationalize things like =
deciding you are a =E2=80=9Cbad risk=E2=80=9D because someone else hit your=
wife=E2=80=99s car.</div><div id=3D"yui_3_16_0_1_1453994209490_94495" dir=
=3D"ltr"><br></div><div dir=3D"ltr">Gary McCormick</div><div id=3D"yui_3_16=
_0_1_1453994209490_94497" dir=3D"ltr">San Jose, CA</div><div dir=3D"ltr">SR=
L311-13291<br></div><div id=3D"yui_3_16_0_1_1453994209490_94323"><span></sp=
an></div><br> <div id=3D"yui_3_16_0_1_1453994209490_94477" class=3D"qtdSepa=
rateBR"><br><br></div><div style=3D"display: block;" id=3D"yui_3_16_0_1_145=
3994209490_94502" class=3D"yahoo_quoted"> <div id=3D"yui_3_16_0_1_14539942=
09490_94501" style=3D"font-family: garamond, new york, times, serif; font-s=
ize: 24px;"> <div id=3D"yui_3_16_0_1_1453994209490_94500" style=3D"font-fam=
ily: HelveticaNeue, Helvetica Neue, Helvetica, Arial, Lucida Grande, sans-s=
erif; font-size: 16px;"> <div id=3D"yui_3_16_0_1_1453994209490_94499" dir=
=3D"ltr"> <font face=3D"Arial" size=3D"2"> <hr size=3D"1"> <b><span style=
=3D"font-weight:bold;">From:</span></b> dave n via Datsun-roadsters <dat=
sun-roadsters@autox.team.net><br> <b><span style=3D"font-weight: bold;">=
To:</span></b> Datsun <datsun-roadsters@autox.team.net> <br> <b><span=
style=3D"font-weight: bold;">Sent:</span></b> Thursday, January 28, 2016 7=
:14 AM<br> <b><span style=3D"font-weight: bold;">Subject:</span></b> Re: [R=
oadsters] Hagerty Ins<br> </font> </div> <div id=3D"yui_3_16_0_1_1453994209=
490_94508" class=3D"y_msg_container"><br><div id=3D"yiv5177552338"><div id=
=3D"yui_3_16_0_1_1453994209490_94507" dir=3D"ltr">
<div id=3D"yui_3_16_0_1_1453994209490_94506" dir=3D"ltr">
<div id=3D"yui_3_16_0_1_1453994209490_94505" style=3D"FONT-SIZE:12pt;FONT-F=
AMILY:'Calibri';COLOR:#000000;">
<div>I think I can really speak to that issue. </div>
<div id=3D"yui_3_16_0_1_1453994209490_94504"> </div>
<div id=3D"yui_3_16_0_1_1453994209490_94510">I had several claims in a very=
short period. during that same time,=20
my wife=E2=80=99s car was hit by someone with no insurance, so we had to fi=
le a claim=20
with our regular insurance carrier.</div>
<div id=3D"yui_3_16_0_1_1453994209490_94514"> </div>
<div id=3D"yui_3_16_0_1_1453994209490_94512">before that, and since then, I=
=E2=80=99ve had no claims with my new insurance=20
company or my regular insurance company (still the same one).</div>
<div id=3D"yui_3_16_0_1_1453994209490_94516"> </div>
<div id=3D"yui_3_16_0_1_1453994209490_94518">I think you know where I am go=
ing with this. Hagerty paid the claims=20
promptly, and I took the opportunity to have some items replaced that were =
in=20
the vicinity but weren=E2=80=99t actually damaged. so they pay =
claims=20
promptly, and generously. but they decided I was a bad risk, and ment=
ioned=20
my wifes claim as part of the reason.</div>
<div> </div>
<div>I=E2=80=99ll put in a plug for Philadelphia Indemnity Insurance Compan=
y (Grundy=20
Worldwide); they are my new carrier and have really great rates. =20
1-888-6GRUNDY</div>
<div style=3D"FONT-SIZE:small;TEXT-DECORATION:none;">
<div style=3D"FONT:10pt tahoma;">
<div><font face=3D"Calibri" size=3D"3"></font> </div>
<div style=3D"BACKGROUND:#f5f5f5;">
<div class=3D"yiv5177552338yqt2503356889" id=3D"yiv5177552338yqtfd80484"><d=
iv style=3D""><b>From:</b> <a title-off=3D"" rel=3D"nofollow" shape=3D"rect=
" title=3D"datsun-roadsters@autox.team.net" ymailto=3D"mailto:datsun-roadst=
ers@autox.team.net" target=3D"_blank" href=3D"mailto:datsun-roadsters@autox=
.team.net">Robert Heatwole via=20
Datsun-roadsters</a> </div>
<div><b>Sent:</b> Thursday, January 28, 2016 8:34 AM</div>
<div><b>To:</b> <a title-off=3D"" rel=3D"nofollow" shape=3D"rect" title=3D"=
hrhaslett@yahoo.com" ymailto=3D"mailto:hrhaslett@yahoo.com"; target=3D"_blan=
k" href=3D"mailto:hrhaslett@yahoo.com";>hrhaslett@yahoo.com</a> </div>
<div><b>Cc:</b> <a title-off=3D"" rel=3D"nofollow" shape=3D"rect" title=3D"=
datsun-roadsters@autox.team.net" ymailto=3D"mailto:datsun-roadsters@autox.t=
eam.net" target=3D"_blank" href=3D"mailto:datsun-roadsters@autox.team.net";>=
Rick Stayner via=20
Datsun-roadsters</a> </div>
<div><b>Subject:</b> Re: [Roadsters] Hagerty Ins</div></div></div></div><di=
v class=3D"yiv5177552338yqt2503356889" id=3D"yiv5177552338yqtfd04747">
<div> </div></div></div><div class=3D"yiv5177552338yqt2503356889" id=
=3D"yiv5177552338yqtfd69473">
<div style=3D"FONT-SIZE:small;TEXT-DECORATION:none;">
<div dir=3D"ltr">
<div>I've been with them for about 10 years. Great to deal with. I also hav=
e=20
coverage from them on project cars. Like others though, I have no claim=20
experience.</div>
<div> </div>
<div>Al</div></div></div></div></div></div></div></div><br><div class=3D"yq=
t2503356889" id=3D"yqtfd00541">________________________________________<br =
clear=3D"none"><br clear=3D"none"><a shape=3D"rect" ymailto=3D"mailto:datsu=
n-roadsters@autox.team.net" href=3D"mailto:datsun-roadsters@autox.team.net"=
>datsun-roadsters@autox.team.net</a><br clear=3D"none"><br clear=3D"none">D=
onate: <a shape=3D"rect" href=3D"http://www.team.net/donate.html"; target=3D=
"_blank">http://www.team.net/donate.html</a><br clear=3D"none">Archive: <a =
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r><br></div> </div> </div> </div></div></body></html>
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