i use ebay quite a bit, both personal and business.
i use separate paypal accounts for each.
my business paypal account is tied directly to my amex gold card. well
worth it - they have come through almost every time for me.
my personal is tied to my checking account; not sure i like that so much.
paypal works, is reasonably secure, but both ebay and paypal are not real
good at going to bat for you or resolving issues.
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