datsun-roadsters
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Re: insurance

To: "Neil Levine" <nalevine@dcn.davis.ca.us>,
Subject: Re: insurance
From: "Dave Stoll" <dgstoll@mint.net>
Date: Sun, 5 Nov 2000 20:06:06 -0800
Checked out the web site, they have a limit of 2500 miles, no general
transportation
so us daily users are out on this one...
dave Stoll
--
----- Original Message -----
From: Neil Levine <nalevine@dcn.davis.ca.us>
To: <datsun-roadsters@autox.team.net>
Sent: Sunday, November 05, 2000 4:32 PM
Subject: RE: insurance


> List,
>
> Since I fulfill all the requirements, I followed up on this
insurance
> company to see what it would cost for my '66 1600 and got the
following
> quote for a $3000.00 requested value. I got the quote over the phone
but you
> can also request a quote at their website
> http://www.americancollectorsins.com. The coverages are as follows:
>
> Bodily injury and property damage liability     $100,000
> Medical payments                                $1000
> Uninsured/Underinsured
$15,000/$30,000/$3500
> Comprehensive (agreed value)                    No deductible
> Collision (agreed value)                        No deductible
> Towing and Labor                                $25.00
> Spare Parts                                     $500.00
>
> Total Annual Premium $41.40 (that's not a misprint!) The quote is
only a few
> dollars more for $300,000 in liability coverage.
>
> Switching to this would save me quite a bit over what I'm paying
now.
> Insurance Guy (would be glad to hear comments from you and any one
else
> familiar with this company-- any claims? problems? etc.) thought it
does not
> include liability but it looks like it does. Is there anything wrong
with
> this picture? Is there anything missing of importance from the
stated
> coverages? Of course, you don't know how good an insurance company
is until
> *after* you file a claim.
>
> TIA for all your accumlated insurance wisdom,
>
> Neil Levine
> '66 1600 SPL311-06576
>
>
> At 01:38 PM 10/31/00 -0800, you wrote:
> >Its the insurance guy again.  "...$71 for full coverage..." NO IT
AIN'T
> >
> >This does not seem to include liability coverage.  This is the one
that
> >could cause to loose your home and every thing you own if you kill
a bunch
> >of people.
> >
> >Just trying to help.
> >
> >Dick Ryan  ex. 24022
> >(650)312-4022
> >Risk Management Dept.
> >SM 2000/2
> >FAX (650)312-5830
> >
> >
> >-----Original Message-----
> >From: Tomet9@aol.com [mailto:Tomet9@aol.com]
> >Sent: Tuesday, October 31, 2000 10:27 AM
> >To: datsun-roadsters@autox.team.net
> >Cc: Tomet9@aol.com
> >Subject: insurance
> >
> >
> >Hi list,
> >
> >    There has been some talk in the past about insurance coverage.
Now that
> >roadsters are reaching collectible status and parts being so hard
to get,
> >many of us may find ourselves at a disadvantage when involved in a
fender
> >bender or major wreck. Most insurance only pay out the (fair market
value)
> >or
> >(actual cash value)of the car. I'm still searching for that one co.
that
> >will
> >insure a roadster at a fixed agreed mutual price. In the meantime I
came
> >across a co. affiliated with AAA of calif. They are called American
> >Collectors Insurance.
> >      Most of us like to drive our cars rather than stare at them
in our
> >garage or drive way, so this isn't for everyone. It's probably not
for me
> >but
> >for those who want to preserve theirs in mothballs heres the
address.
> >         Toll free # 1(888) 360-2277 or WWW.aaa-calif.com
> >      Just for the hell of it I got a quote of  $71 for full
coverage, 1
> >year. Not a bad figure but here comes the criteria you have to
meet.
> >        1)  must be garaged
> >        2)   driven less than 2500 mi ayear (ugh) THAT'S A KILLER
> >        3)    10 years driving experience
> >        4)   have at least one "regular" vehicle for every licensed
driver
> >in
> >household.
> >      Like I said it's not for every one but they also offer  $0
deductible
> >on stock (unmodified) cars.
> >        I'm still shopping meanwhile, Just thought I'd pass this
on.
> >
> >         69/2.0

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