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Re: Insurance Question

To: "David W. James" <vnend@adelphia.net>,
Subject: Re: Insurance Question
From: "James Harn" <jamesh220@attbi.com>
Date: Fri, 28 Mar 2003 16:34:11 -0600
It's not a SPEED contest.  It's a TIME contest.


----- Original Message ----- 
From: "David W. James" <vnend@adelphia.net>
To: "National Autocross Mailing List" <autox@autox.team.net>
Sent: Friday, March 28, 2003 3:03 PM
Subject: Re: Insurance Question


> On Friday, March 28, 2003, at 03:22 PM, Lee Witkowski wrote:
> > While reviewing my high auto insurance police costs, I noticed this
> > addendum to the policy:
> 
> > "It is agreed there is no coverage while an insured motor vehicle is
> > engaged in a prearranged race or SPEED CONTEST."
> 
> > Do you think that this wording excludes autocross?
> 
> > BTW the insurance carrier is State Farm.
> > Lee Witkowski
> 
> Well, is autocross a speed contest?  That depends on how they define 
> the two words. You can bet that they will define them in the way that 
> costs them the least amount of money (which isn't the same as being 
> overly broad; if they think they will make more by selling insurance to 
> autocrossers than they pay out, then the definition will exclude it.)
> 
> The SCCA's definition of an autocross is:
> 
> "Solo II events are driving skill contests that emphasize the driver's 
> ability and the car's handling characteristics."  That doesn't look 
> like a speed contest to me.  What your underwriter would say is another 
> story...
> 
> David
>


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