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Re: [evolution-disc.] Insurance study of racing drivers

To: pullg@mindspring.com, evolution-discussions@yahoogroups.com,
Subject: Re: [evolution-disc.] Insurance study of racing drivers
From: "Larry Steckel" <lorenzoscribe@hotmail.com>
Date: Sat, 22 Jun 2002 09:50:27 -0400
One thing that was probably not considered in the study drivers with SCCA 
competition licenses is that in all prbability those drivers spend a much 
larger number per hours per month on the road. Traveling for work, or 
commuting to events, club meetings, expeditions looking for parts and simply 
for the joy of driving. Therefore, their exposure to a potential accident 
will be much higher than the general public. That alone could explain the 
higher accident numbers.

Larry Steckel


>From: "Sculerati, Jamie" <pullg@mindspring.com>
>Reply-To: "Sculerati, Jamie" <pullg@mindspring.com>
>To: <evolution-discussions@yahoogroups.com>, <autox@autox.team.net>
>Subject: Re: [evolution-disc.] Insurance study of racing drivers
>Date: Fri, 21 Jun 2002 19:33:48 -0400
>
>It seems to me that the key portion of the reply is:
>
>"Evaluations of driver education programs that incorporated skid pad
>training found that such training actually increased crashes, most likely
>because it made the group of young drivers overconfident."
>
>...or in other words, there's no substitute for seat time.  It would be
>interesting to run those same results through separated out by number of
>years driving.  Every time I see something like this, I'm reminded of
>statistics for general aviation pilots -- the accident rate jumps at about
>100 hours (keeping in mind that most private pilots are licensed with 50-60
>hours behind them), because many have gotten comfortable enough to push 
>some
>of the old limits.  Then it settles down again for awhile, since the
>survivors were either smarter or luckier than their brethren.  I've
>forgotten where the next spike is, but it's again related to a "comfort
>level" -- and there are similar spikes for pilots with advanced ratings.
>Anyhow, airplane insurance is usually pegged to the pilot's flying hours 
>and
>rating, becuase these are the determinant in accident rates.
>
>IMO, "skid pad training" and competition training/experience are not the
>same things, either -- learning the limits of the car and learning some
>fast-driving ettiqute are two different things.  After all, as most race
>drivers (and not a few others) know, as long as everyone's going in the 
>same
>direction at the same speed, there's not much chance of contact!
>
>Unfortunately, the auto insurance industry is far happier simply ignoring
>the benefits of experience and training -- why complicate the equation:  if
>you drive a fast car, you must be dangerous, no matter what your training,
>experience, and actual accident rate.  Since they have a captive market
>(everyone), they have no incentive to change.
>
>Jamie
>'92 Prelude Si
>Speed Demon Racing
>http://www.mindspring.com/~jsculerati/sdr
>
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