Stece and group, I hadn't thought too much about the insurance thing till
now. I have and have had State Farm car, house , wife, cat /dog for over
40 years. When we got the Pumkin they took pictures and aksk me how much,
at that time I said 9 grand and they did it. To and from shows, drives are
Ok as long as no speeding tickets and not too much else. Last year I got an
unwritten appraisal at 18K and ask about the insurance, they just said " get
it in writing". Haven't yet but most likly will this year.
My 2.785 p
Chuck
> Terry,
>
> As discussed in previous list posts, there is nothing wrong with "Agreed
> Value", as far as the insurance company is concerned. They owe you no
> more for a "total" than the normal "ACV" (Actual Cash Value). UNLESS
> you have a current (to them) appraised (by an appraiser they agree is
> acceptable in advance", and you have documentation of a "recent enough"
> physical inspection appraisal. It's all on YOU to prove the value.
> Otherwise it is the average of the last 10 sales in what THEY consider
> close enough condition.
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