Erik;
You've got a couple of questions working there. On one of your points, I
went to my local body shop that specializes in classic car restorations
and got him to do a full-up appraisal. Cost me a bit for the appraisal
but it was worth it. I took the appraisal to my local State Farm office
and they insured it for the full value of the appraisal, no questions
asked. And, as an Antique Car, the insurance is pretty modest and, here
in Maine, I need no annual inspections..
Dave
On 7/22/2010 5:39 PM, Bob Danielson wrote:
> I had the same conversation with Haggerty but our situation is a
> little different. We're both retired and don't need two cars but they
> wouldn't budge on their policy of two licensed drivers = 2 cars plus
> the classic car.
>
> Bob
>
> Bob Danielson
> 1975 TR6 CF38503U
> Running w/ Throttle Body Injection,
> Toyota 5 speed & Nissan LSD
> http://tr6.danielsonfamily.org
>
> --------------------------------------------------
> From: "Erik Sulcs" <aktifspeed@gmail.com>
> Sent: Thursday, July 22, 2010 3:57 PM
> To: <6pack@autox.team.net>
> Subject: [6pack] Classic Insurance....
>
>> Has anyone tried insuring their classic car with a classic car insurance
>> carrier, (Hagerty, Heacock, JC Taylor, etc...) having a spouse and
>> only one
>> daily driver car that you both shared? My TR6 lives in a locked storage
>> garage, never sees winter, is pretty well babied. I don't use it as
>> a daily
>> driver at all, (or even as a back-up driver as the storage garage is
>> too far
>> away to be convenient) yet all of the insurance companies I've spoken to
>> require that my spouse and I *each* have a daily driver car. This
>> makes no
>> sense to me... I'm sure one of you insurance savvy folks out there
>> have the
>> answer to that. But in the meantime, do any of you have a similar
>> car-usage
>> setup like mine and have classic car insurance? If so, who did you
>> use? I
>> dread taking out the TR without agreed coverage. The thought of someone
>> totalling it is bad enough without thinking I'll only get pennies on the
>> dollar from the existing insurance co. instead of what it's really
>> worth if
>> the unthinkable happens...
>>
>> Thanks for the input...
>>
>> Erik S.
>> _______________________________________________
>>
>> 6pack@autox.team.net
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