Thanks Gary, that is the advice most people are giving me off list as well.
Marty
On Sat, Feb 7, 2009 at 7:31 PM, Dave Waldorf <dwaldorf@cinci.rr.com> wrote:
> What Gary is talking about by letting Hagerty handle the cliam is known in
> insurance circles as subrogation. My wife handles high level workers
> compensation insurance claims currently, but worked her way there through
> several steps including as an auto claims analyst.
>
> We (she) has NEVER handled one of our insurance claims personally. EVERY
> claim we've had in 25 years of marriage has been handled though our
> insurance,
> and subrogated by them on to the person at fault. In no case did it effect
> our premium or standing/policy. Also in no case did the person at fault's
> insurance company get away with baloney like legal lane changes being a
> "contributing factor". If she wouldn't negotiate with an insurance
> company, I
> can't imagine anyone would do themselves well by trying.
>
> This is part of what you pay an insurance company for.
>
> --Dave Waldorf
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