For your information: Haggerty is owned by Greenwich which has been bought by
CNA. Go figure!
Ty Winter wrote:
> So, has anyone actually had to collect from Haggerty? How are they on
> taking care of you during/after the claim?
>
> Ty Winter
> 74 TR6
>
> -----Original Message-----
> From: edwin.mcguirk@db.com [mailto:edwin.mcguirk@db.com]
> Sent: Wednesday, July 19, 2000 4:27 PM
> To: 6pack@autox.team.net
> Subject: Re: Insurance
>
> One thing that I found out the hard way (with a truck I didn't care about)
> is that if you do get conventional insurance without collision coverage,
> your insurance company will not "go to bat" for you if the other party is
> at fault.
>
> As I understand it:
>
> With minor accidents in NJ (a no-fault state), the insurance companies pay
> you with no-fault insurance and then they negotiate with the other
> insurance company to determine the percentage of fault. If the other party
> was 100% at fault, the other insurance company would pay your insurance
> company and your insurance company would refund your deductible. If the
> fault was declared 75%-25% the other insurance company would pay 75% and
> your insurance company would refund 75% of your deductible. Etc.
>
> If you do not have collision coverage, your insurance company will say,
> "Not my problem, you can negotiate with the other insurance company
> yourself." You can imagine how well the other insurance company will deal
> with a private citizen. Then, unless you have blatantly obvious proof of
> fault, you will have to go to court and get a judgment before you can get
> them to deal with you.
>
> Needles to say, I have collision coverage even though my car is not
> presently running. (I occasionally park on the street or limp the car to a
> mechanic etc.)
>
> Ed McGuirk
> 76 TR6
> 86 Rx7
> 88 MR2 Supercharged
>
> ==============================================
> Date: Tue, 18 Jul 2000 14:12:55 -0500
> From: "Creamer, Mark" <CreamerM@cintasmail.com>
> Subject: Insurance
>
> Yet another question, folks. Are there any special concerns when looking
> for
> insurance on my TR6 when I buy? Do "regular" insurance companies understand
> these cars well enough to protect me and the car without charging me a
> premium (no pun intended)? Or is there something valid to these so-called
> classic car insurance specialists?
>
> Looking forward to the day when I can contribute here more than I ask ;-)
> Thanks!
> Mark Creamer
> TR6 TBA
> =================================================================
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